Montgomery County property record for 184 Cook Dr, Mount Gilead, NC 27306
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,440 sqft · built 2025 |
| Lot Size | 13 acres (566,280 sqft) |
| Owner | 2 Individual Names on File |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7507 00 19 8470 |
| Primary APN | 7507 00 19 8470 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,440 sqft Finished Area |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Foundation Type | Stone |
| Lot Area | 566,280 sqft (13 acres) |
| Account Number | 44702 |
|---|---|
| Street Address | 226 COOK DR |
| City | MOUNT GILEAD |
| State | NC |
| Zip | 27306-8930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEY BALANCE WEY-BALANCE |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | UWHARRIE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 960301 |
184 Cook Dr is owned and occupied by two individuals.
Source: Montgomery County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 226 COOK DR, MOUNT GILEAD, NC 27306-8930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 184 COOK DR, MOUNT GILEAD, NC 27306-8929 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000894/374 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 894/374 |
| Instrument | 372343 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2042 |
Source: Montgomery County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Unified School District | Montgomery County Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $282,866 (+0.52%) Land $44,550 Building $238,316 | $282,866 (+0.52%) Land $44,550 Building $238,316 |
| 2025 | $281,389 Land $77,017 Building $204,372 | $281,389 Land $77,017 Building $204,372 |
| 2023 | $226,514 Land $22,142 Building $204,372 | $226,514 Land $22,142 Building $204,372 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 184 Cook Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jun 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 184 Cook Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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