184 Circle Dr, Stanford, KY 40484 Property Records

Lincoln County property record for 184 Circle Dr, Stanford, KY 40484

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,960 sqft · built 1998
Lot Size0.989 acres (43,081 sqft)
Owner2 Individual Names on Record
Last Sale$198,500 (Jul 2017)
Tax Bill$1,964 (2025)
Deeds & MortgagesJul 2017 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN07B-004-10

Property Details

APN / Parcel Number

Primary APN07B-004-10

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,960 sqft Living Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area43,081 sqft (0.989 acres)
Garage TypeAttached
Garage Area460 sqft
DrivewayAsphalt Driveway
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area174 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address184 CIRCLE DR
CitySTANFORD
StateKY
Zip40484-9552
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIA
Legal DescriptionH & LOT 10 (.989 AC) SEC 1
Legal SubdivisionARCADIA HGTS
Legal Lot Number10
JurisdictionLINCOLN KY
Township / Civil DivisionHUSTONVILLE
Census Block Group3
Census Block3000
Census Tract920200

Owner

Source: Lincoln County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address184 CIRCLE DR, STANFORD, KY 40484-9552
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2017 · Amount on Record
Deed SaleJul 17, 2017 · Amount on Record
Deed Document Number2017334865
Deed Book / Page435 / 745
Record UpdatedSep 20, 2026

July 2017: Deed, Transfer

Document TypeDeed
JurisdictionLINCOLN KY
Recording DateJul 17, 2017
Property Address184 CIRCLE DR, STANFORD, KY 40484-9552
Document NumberDEED435/745
Book / PageDEED 435 / 745
Map ReferenceFILE A-254
Instrument DateJul 13, 2017
Instrument334865
Transaction TypeTransfer
Record UpdatedSep 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1122 SUMMER TIME LN, 1122, VINTON, VA 24179-6285

Transferred To (Grantee/Buyer)

NameVerified Name
Address184 CIRCLE DR, STANFORD, KY 40484-9552

Mortgage

Document Number334866
DateJul 17, 2017
Instrument334866
Lender
NameCENTRAL KENTUCKY FEDERAL SAVINGS BA
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueAug 1, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of October 16, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyLincoln County
Unified School DistrictLincoln County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,964.00 (-4.29%)$200,000 (-) Land $18,000 Building $182,000$200,000 (-) Land $18,000 Building $182,000
2024$2,052.00
2023$200,000 Land $18,000 Building $182,000$200,000 Land $18,000 Building $182,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHUSTONVILLE WATER WORKS
serves 5,420 people · EPA ID KY0690203
Water SourcePurchased surface water from DANVILLE CITY WATER WORKS
Last State InspectionMay 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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