184 Cherry Tree Ln, Stanfield, NC 28163 Property Records

Stanly County property record for 184 Cherry Tree Ln, Stanfield, NC 28163

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,201 sqft · built 1996
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,808 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`557404721587`

Property Details

APN / Parcel Number

Primary APN	`557404721587`
Alternative APNs	`1526185` `29558`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,201 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Attached
Garage Area	482 sqft
Porch	Porch
Porch Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	1526185
Street Address	184 CHERRY TREE LN
City	STANFIELD
State	NC
Zip	28163-9512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	HSE 184 CHERRY TREE LN COUNTRY PLACE SUB 557404065
Legal Subdivision	COUNTRY PLACE SUBDIVISION
Jurisdiction	STANLY NC
Township / Civil Division	FURR
Census Block Group	2
Census Block	2015
Census Tract	930802

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	184 CHERRY TREE LN, STANFIELD, NC 28163-9512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Aug 14, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2019
Deed Sale	Aug 14, 2019
Prior Sale	Jan 1, 2010
Deed Document Number	2019412092
Deed Book / Page	1677 / 829
Prior Transfer Date	Aug 10, 2019
Prior Transfer Doc	0000412092
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	184 CHERRY TREE LN, STANFIELD, NC 28163-9512
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 CHERRY TREE LN, STANFIELD, NC 28163-9512

Mortgage

Document Number	0000481642
Date	Oct 6, 2025
Book Page	1896/967
Instrument	481642

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	184 CHERRY TREE LN, STANFIELD, NC 28163-9512
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000432399
Date	Apr 30, 2021
Book Page	1740/727
Instrument	432399

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANLY NC
Recording Date	Aug 14, 2019
Property Address	184 CHERRY TREE LN, STANFIELD, NC 28163-9512
Document Number	0000412092
Book / Page	001677 / 000829
Instrument Date	Aug 10, 2019
Instrument	412092
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	184 CHERRY TREE LN STANFIELD NC 281639512, STANFIELD, NC 28163-9512

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Stanfield Town
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,808.00 (+38.88%)	$400,917 (+53.48%) Land $88,000 Building $312,917	$400,917 (+53.48%) Land $88,000 Building $312,917
2023	$2,742.00	$261,226 Land $50,000 Building $211,226	$261,226 Land $50,000 Building $211,226

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035
Water Source	Purchased surface water from CITY OF ALBEMARLE
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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