184 Cedar Ridge Cir, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 184 Cedar Ridge Cir, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,389 sqft · built 2000
Lot Size	0.11 acres (4,791 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Feb 2010)
Tax Bill	$2,493 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Nov 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`162861-0150`

Property Details

APN / Parcel Number

Primary APN	`162861-0150`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,389 sqft Living Area
Gross Area	1,788 sqft
1st Floor Area	1,389 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,791 sqft (0.11 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	88 sqft
Patio Area	314 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	184 CEDAR RIDGE CIR
City	SAINT AUGUSTINE
State	FL
Zip	32080-6573
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PSD
Legal Description	31/31-36 CEDAR RIDGE LOT 15 OR3283/390
Legal Range	30E
Legal Township	07S
Legal Section	33
Legal Subdivision	CEDAR RIDGE
Legal Block	3
Legal Lot Number	15
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3005
Census Tract	21408

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	184 CEDAR RIDGE CIR, SAINT AUGUSTINE, FL 32080-6573
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 5, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2010 · Amount on Record
Deed Sale	Feb 2, 2010 · Amount on Record
Prior Sale	May 16, 2000 · Amount on Record
Deed Document Number	20104912
Deed Book / Page	3283 / 390
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	184 CEDAR RIDGE CIR, SAINT AUGUSTINE, FL 32080-6573
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 CEDAR RIDGE CIR, ANASTASIA ISLAND, FL 32080-6573

Mortgage

Document Number	0057960561
Date	Jul 21, 2023
Book Page	5796/561
Instrument	2023057208

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 23, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	184 CEDAR RIDGE CIR, SAINT AUGUSTINE, FL 32080-6573
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 CEDAR RIDGE CIR, ANASTASIA ISLAND, FL 32080-6573

Mortgage

Document Number	0060470489
Date	Nov 5, 2024
Book Page	6047/489
Instrument	2024086466

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 28, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,806 (+2.7%)	$353,541 (-0.09%) Land $100,000 Building $253,541
2025	$2,493.00 (+14.04%) Homeowner's exemption	$198,448 (+2.9%)	$353,856 (-2.51%) Land $100,000 Building $253,856
2024	$2,186.00 (+2.2%) Homeowner's exemption	$192,855 (+3%)	$362,969 (-0.9%) Land $110,000 Building $252,969
2023	$2,139.00 (+3.48%) Homeowner's exemption	$187,238 (+3%)	$366,253 (+1.01%) Land $110,000 Building $256,253
2022	$2,067.00 Homeowner's exemption	$181,784	$362,590 Land $100,800 Building $261,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 429 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	653 units insured incl. 224 condo units
Nearby Flood Claims	6 (2016–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber, Verizon.

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