184 Buncombe Rd, Belvidere, TN 37306 Property Records

Franklin County property record for 184 Buncombe Rd, Belvidere, TN 37306

Property Summary

Property Type	Rural Home
Details	3 ba · 2,529 sqft · built 2005
Lot Size	35.4 acres (1,544,638 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Aug 2026)
Tax Bill	$2,815 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2026 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`026095 03002`

Property Details

APN / Parcel Number

Primary APN	`026095 03002`
Alternative APN	`095 03002`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,529 sqft Living Area
1st Floor Area	2,529 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2007
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,544,638 sqft (35.4 acres)
Garage Type	Carport
Garage Area	588 sqft
Carport	Carport
Carport Area	588 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	200 sqft
Shed	1 Shed
Shed Area	4,800 sqft
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	184 BUNCOMBE RD
City	BELVIDERE
State	TN
Zip	37306-2131
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 05 CASE #14239-CV, COUNTY AREA: R01
Legal Subdivision	BOUNDARY SURVEY OF ELLIOTT PROPERTY
Jurisdiction	FRANKLIN TN
Township / Civil Division	4
Census Block Group	3
Census Block	3042
Census Tract	960600

Owner

Source: Franklin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	184 BUNCOMBE RD, BELVIDERE, TN 37306-2131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Warranty Deed, Transfer · Conventional Mortgage CITIZENS COMMUNITY BANK
Aug 25, 2026	Warranty Deed, Construction Loan · Construction Mortgage CITIZENS COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2026 · Amount on Record
Deed Sale	Aug 31, 2026 · Amount on Record
Prior Sale	Aug 25, 2026 · Amount on Record
Deed Document Number	20266470
Deed Book / Page	3 / 2932
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Aug 31, 2026
Property Address	184 BUNCOMBE RD, BELVIDERE, TN 37306-2131
Document Number	0000006470
Book / Page	3 / 2932
Instrument Date	Aug 28, 2026
Instrument	20266470
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	TENNESSEE TITLE, SOUTHERN TENNESSEE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$128,926.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	184 BUNCOMBE RD, BELVIDERE, TN 37306-2131

Mortgage

Document Number	0000006471,
Date	Aug 31, 2026
Instrument	20266471

Lender

Name	CITIZENS COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Aug 25, 2026
Property Address	184 BUNCOMBE RD, BELVIDERE, TN 37306-2131
Document Number	0000006305
Book / Page	3 / 2119
Instrument Date	Aug 21, 2026
Instrument	20266305
Transaction Type	Construction Loan
Record Updated	Oct 13, 2026
Title Company	TENNESSEE TITLE, SOUTHERN TENNESSEE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$224,220.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006306,
Date	Aug 25, 2026
Instrument	20266306

Lender

Name	CITIZENS COMMUNITY BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 15, 2027

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,815.00 (+6.39%) Additional exemption filed	$141,100 (-) Land $27,275 Building $113,825
2023		$141,100 Land $27,275 Building $113,825
2022	$2,646.00		$785,400 Land $330,100 Building $455,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2008–2019)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Apr 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELVIDERE RURAL U.D. serves 1,771 people · EPA ID TN0000046
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

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