184 Bender Cir, Morgan Hill, CA 95037 Property Records

Santa Clara County property record for 184 Bender Cir, Morgan Hill, CA 95037

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,827 sqft · built 1985
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$427,000 (Jul 2003)
Tax Bill	$6,969 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone AH (high risk)
APN	`764-11-012`

Property Details

APN / Parcel Number

Primary APN	`764-11-012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,827 sqft Living Area
1st Floor Area	1,827 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	184 BENDER CIR
City	MORGAN HILL
State	CA
Zip	95037-3534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 7533 BOOK 524 PAGE 19 PAGE 20 LOT 63
Legal Subdivision	TRACT NO 7533
Legal Tract	7533
Legal Lot Number	63
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	3
Census Block	3002
Census Tract	512314

Owner

184 Bender Cir is owned and occupied by two individuals who bought it in July 2003.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	184 BENDER CIR, MORGAN HILL, CA 95037-3534
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2003 · Amount on File
Deed Sale	Jul 28, 2003 · Amount on File
Deed Document Number	200317221216
Prior Transfer Date	Sep 15, 2000
Prior Transfer Doc	0015422406
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	184 BENDER CIR, MORGAN HILL, CA 95037-3534
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 BENDER CIR, MORGAN HILL, CA 95037-3534

Mortgage

Document Number	0024895372
Date	Mar 29, 2021
Instrument	24895372

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 184 Bender Cir was $6,969 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Morgan Hill City
Unified School District	Morgan Hill Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$619,227 (+2%) Land $247,689 Building $371,538
2025	$6,969.00 Homeowner's exemption	$607,086 Land $242,833 Building $364,253
2023	$6,749.00 (+1.61%) Homeowner's exemption	$583,513 Land $233,404 Building $350,109
2022	$6,642.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 184 Bender Cir in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	354.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 102 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	102 in force
Nearby Flood Claims	9 (2002–2019)
Most Recent Claim	Feb 2019 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 184 Bender Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGAN HILL serves 47,374 people · EPA ID CA4310006
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

Nearby Properties on Bender Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures