Worcester County and Harvard Town property record for 184 Ayer Rd, Harvard, MA 01451
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 2 bd · 2.5 ba · 3,458 sqft · built 1890 |
| Lot Size | 2.27 acres (98,881 sqft) |
| Owner | Company Name on File |
| Last Sale | $785,000 (Feb 2024) |
| Tax Bill | $9,569 (2022) |
| Deeds & Mortgages | Feb 2024 Mortgage Feb 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HARV M:8 B:41 |
| Primary APN | HARV M:8 B:41 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Units | 5 Units |
| Stories | 2 Stories |
| Building Area | 3,458 sqft Total Area |
| Gross Area | 3,486 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 98,881 sqft (2.27 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 1250080004100000 |
|---|---|
| Street Address | 184 AYER RD |
| City | HARVARD |
| State | MA |
| Zip | 01451-1173 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Block | 41 |
| Jurisdiction | HARVARD MA |
| Township / Civil Division | HARVARD |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 761402 |
Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 9 WHITTEMORE ST, ARLINGTON, MA 02474-6601 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 15, 2024 | Deed of Trust, Mortgage · Stand-Alone First Mortgage BAY COLONY DEVELOPMENT CORP |
| Feb 15, 2024 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE CENTS SAVINGS BANK |
| Apr 6, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ST MARYS CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 15, 2024 · Amount on Record |
| Deed Sale | Feb 15, 2024 · Amount on Record |
| Prior Sale | Apr 6, 2021 · Amount on Record |
| Deed Document Number | 202411635 |
| Deed Book / Page | 70199 / 156 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARVARD MA |
| Property Address | 184 AYER RD, HARVARD, MA 01451-1173 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 070200-102 |
|---|---|
| Date | Feb 15, 2024 |
| Book Page | 70200/102 |
| Instrument | 11702 |
| Name | BAY COLONY DEVELOPMENT CORP |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARVARD MA |
| Recording Date | Feb 15, 2024 |
| Property Address | 184 AYER RD, HARVARD, MA 01451-1173 |
| Document Number | 070199-156 |
| Book / Page | 70199 / 156 |
| Instrument Date | Feb 15, 2024 |
| Instrument | 11635 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 WHITTEMORE ST, ARLINGTON, MA 02474-6601 |
| Document Number | 0000011636 |
|---|---|
| Date | Feb 15, 2024 |
| Instrument | 11636 |
| Name | SALEM FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 070199-184 |
|---|---|
| Date | Feb 15, 2024 |
| Book Page | 70199/184 |
| Instrument | 11638 |
| Name | SALEM FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARVARD MA |
| Recording Date | Apr 6, 2021 |
| Property Address | 184 AYER RD, HARVARD, MA 01451-1173 |
| Document Number | 064869-275 |
| Book / Page | 64869 / 275 |
| Instrument Date | Apr 6, 2021 |
| Instrument | 47199 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2024 |
| Title Company | METROPOLITAN TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 345 MAIN ST, NORTHBOROUGH, MA 01532-1607 |
| Document Number | 0000047200 |
|---|---|
| Date | Apr 6, 2021 |
| Instrument | 47200 |
| Name | ST MARYS CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 064869-309 |
|---|---|
| Date | Apr 6, 2021 |
| Book Page | 64869/309 |
| Instrument | 47202 |
| Name | ST MARYS CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Harvard Town |
| Unified School District | Harvard School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $629,200 (+3.98%) Land $275,600 Building $353,600 | ||
| 2024 | $605,100 (+1.85%) Land $275,600 Building $329,500 | $730,360 | |
| 2023 | $594,100 Land $275,600 Building $318,500 | ||
| 2022 | $9,569.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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