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184 Atwell St, Elgin, IL 60124 Property Records

Kane County property record for 184 Atwell St, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,536 sqft · built 2011
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$249,500 (Nov 2011)
Tax Bill$10,273 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Aug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN06-18-484-003

Property Details

APN / Parcel Number

Primary APN06-18-484-003

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,536 sqft Living Area
Gross Area3,609 sqft
Basement Area1,073 sqft

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Construction TypeFrame
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address184 ATWELL ST
CityELGIN
StateIL
Zip60124-4346
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPROVIDENCE UNIT 2A LT 266
Legal SubdivisionPROVIDENCE
Legal Block1
Legal Lot Number266
Legal Unit2A
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1011
Census Tract851911

Owner

184 Atwell St is owned and occupied by two individuals who bought it in November 2011.

Source: Kane County records, as of July 21, 2026

Owner of Record2 Individual Names on File
Mailing Address184 ATWELL ST, ELGIN, IL 60124-4346
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
PACOR MORTGAGE CORP
Aug 7, 2017Deed of Trust, Mortgage · Conventional Mortgage
SUPREME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 23, 2011 · Amount on File
Deed SaleNov 23, 2011 · Amount on File
Deed Document Number201170925
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address184 ATWELL ST, ELGIN, IL 60124-4346
Transaction TypeMortgage
Record UpdatedSep 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010043
DateFeb 8, 2021
Instrument2021K010043
Lender
NamePACOR MORTGAGE CORP
TypeMortgage Company
AddressOAK FOREST, IL 60452
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMar 1, 2036
Interest
Rate TypeFixed Rate
Rate2.37%

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address184 ATWELL ST, ELGIN, IL 60124-4346
Document Number0000042808
Instrument DateAug 7, 2017
Transaction TypeMortgage
Record UpdatedSep 22, 2017
Title CompanyPLYMOUTH TITLE GUARANTY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address184 ATWELL ST ELGIN IL 601244346, ELGIN, IL 60124-4346

Mortgage

Document Number0000042808
DateAug 16, 2017
Instrument42808
Lender
NameSUPREME LNDG
AddressDALLAS, TX 75254
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueAug 15, 2037
Interest
Rate3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 184 Atwell St was $10,273 with a homeowner's exemption, down 2.7% from the year before.

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,273.00 (-2.66%) Homeowner's exemption
2024$10,554.00 Homeowner's exemption$128,196 Land $40,569 Building $87,627$384,742 Land $121,756 Building $262,986
2022$9,542.00 (+3.46%) Homeowner's exemption$105,603 (+6.96%) Land $33,419 Building $72,184$316,809 (+6.96%) Land $100,257 Building $216,552
2021$9,223.00 Homeowner's exemption$98,731 Land $31,244 Building $67,487$296,193 Land $93,732 Building $202,461

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 184 Atwell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 184 Atwell St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50

May also be available: AT&T, Verizon.

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