Middlesex County and Lowell City property record for 184 1st St, Lowell, MA 01850
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,287 sqft · built 1900 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Aug 2018) |
| Tax Bill | $4,791 (2026) |
| Deeds & Mortgages | Aug 2021 Refinance Feb 2021 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | W02860 |
| Primary APN | W02860 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,287 sqft Living Area |
| Gross Area | 3,178 sqft |
| 1st Floor Area | 673 sqft |
| Attic | Attic |
| Attic Area | 624 sqft |
| Basement Area | 624 sqft |
| Unfinished Basement | 624 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | W02860 |
|---|---|
| Street Address | 184 1ST ST |
| City | LOWELL |
| State | MA |
| Zip | 01850-2518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TTF |
| Legal Block | 2325 |
| Legal Lot Number | 184 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 310200 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 184 1ST ST, LOWELL, MA 01850-2518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance USAA FSB |
| Feb 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance USAA FSB |
| Aug 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance USAA FSB |
| Feb 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance USAA FSB |
| May 23, 2019 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Aug 24, 2018 | Quit Claim Deed, Transfer · FHA Mortgage USAA FEDL S&L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2018 · Amount on Record |
| Deed Sale | Aug 24, 2018 · Amount on Record |
| Prior Sale | Nov 9, 2009 · Amount on Record |
| Deed Book / Page | 32352 / 246 |
| Transfer Doc | 032352-246 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 184 1ST ST, LOWELL, MA 01850-2518 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0036125-35 |
|---|---|
| Date | Aug 13, 2021 |
| Book Page | 36125/35 |
| Instrument | 47735 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 184 1ST ST, LOWELL, MA 01850-2518 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00035346-1 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 35346/1 |
| Instrument | 9754 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 184 1ST ST, LOWELL, MA 01850-2518 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36125-35 |
|---|---|
| Date | Aug 13, 2021 |
| Book Page | 36125/35 |
| Instrument | 47735 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 184 1ST ST, LOWELL, MA 01850-2518 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35346-1 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 35346/1 |
| Instrument | 9754 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 184 1ST ST, LOWELL, MA 01850-2518 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 32996-70 |
|---|---|
| Date | May 23, 2019 |
| Book Page | 32996/70 |
| Instrument | 19460 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Aug 24, 2018 |
| Property Address | 184 1ST ST, LOWELL, MA 01850-2518 |
| Document Number | 32352-246 |
| Book / Page | 032352 / 000246 |
| Instrument Date | Aug 23, 2018 |
| Instrument | 36854 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2018 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,140.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 184 1ST ST LOWELL MA 018502518, LOWELL, MA 01850-2518 |
| Document Number | 32352-250 |
|---|---|
| Date | Aug 24, 2018 |
| Book Page | 032352/000250 |
| Instrument | 36855 |
| Name | USAA FEDL S&L |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 23, 2048 |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,791.00 (+6.3%) | $422,100 (+7.51%) Land $162,500 Building $259,600 | $456,023 (+24.23%) |
| 2025 | $4,507.00 (+7.13%) | $392,600 (+11.16%) Land $151,900 Building $240,700 | $367,080 (+6.18%) |
| 2024 | $4,207.00 (+6.21%) | $353,200 (+10.76%) Land $126,200 Building $227,000 | $345,705 |
| 2023 | $3,961.00 | $318,900 Land $109,700 Building $209,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures