St. Mary's County property record for 18399 Piney Point Rd, Valley Lee, MD 20692
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 6,215 sqft · built 2018 |
| Lot Size | 5.54 acres (241,322 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $125,000 (Mar 1999) |
| Tax Bill | $11,444 (2025) |
| Deeds & Mortgages | May 2019 Mortgage Jun 2018 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 02-039354 |
| Primary APN | 02-039354 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 6,215 sqft Total Area |
| Basement Area | 616 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 241,322 sqft (5.54 acres) |
| View / Lot | Waterfront |
| Garage Type | Built-in |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 512 sqft |
| Deck Area | 298 sqft |
| Shed | 1 Shed |
| Shed Area | 420 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 039354 |
|---|---|
| Street Address | 18399 PINEY POINT RD |
| City | VALLEY LEE |
| State | MD |
| Zip | 20692-3107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 500-1 PLAT 74/55 SPRINGER SIMPLIFIED SUBD |
| Legal Subdivision | SPRINGER SIMPLIFIED SUB |
| Legal Lot Number | 1 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 2, VALLEY LEE |
| Census Block Group | 1 |
| Census Block | 1068 |
| Census Tract | 876101 |
Source: St. Mary's County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18399 PINEY POINT RD, VALLEY LEE, MD 20692-3107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Jun 22, 2018 | Deed of Trust, Mortgage FARM CREDIT SVCS |
| Aug 15, 2017 | Deed of Trust, Mortgage FARM CREDIT SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 1999 · Amount on Record |
| Deed Sale | Mar 1, 1999 · Amount on Record |
| Deed Document Number | 19992152 |
| Deed Book / Page | 1390 / 579 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 18399 PINEY POINT RD, VALLEY LEE, MD 20692-3107 |
| Document Number | 0050840318 |
| Instrument Date | May 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2019 |
| Title Company | BLUE CRAB TITLE ESCROW LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18399 PINEY POINT RD VALLEY LEE MD 206923107, VALLEY LEE, MD 20692-3107 |
| Document Number | 0050840318 |
|---|---|
| Date | May 29, 2019 |
| Book Page | 005084/000318 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 18399 PINEY POINT RD, VALLEY LEE, MD 20692-3107 |
| Document Number | 0048970003 |
| Instrument Date | Jun 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2018 |
| Title Company | BLUE CRAB TITLE ESCROW LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18399 PINEY POINT RD VALLEY LEE MD 206923107, VALLEY LEE, MD 20692-3107 |
| Document Number | 0048970003 |
|---|---|
| Date | Jun 27, 2018 |
| Book Page | 004897/000003 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | MECHANICSVILLE, VI 23111 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 26, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 18399 PINEY POINT RD, VALLEY LEE, MD 20692-3107 |
| Document Number | 0047060429 |
| Book / Page | 004706 / 000429 |
| Instrument Date | Aug 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|
| Document Number | 0047060429 |
|---|---|
| Date | Aug 16, 2017 |
| Book Page | 004706/000429 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | MECHANICSVILLE, VA 23111 |
| Amount | Amount Recorded |
|---|
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,169,400 (+13.05%) | $1,193,200 (+3.08%) Land $424,000 Building $769,200 | |
| 2025 | $11,444.00 (+6.7%) Homeowner's exemption | ||
| 2023 | $10,725.00 Homeowner's exemption | $1,034,367 | $1,157,500 Land $406,000 Building $751,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 103 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 103 in force |
| Nearby Flood Claims | 24 (1996–2023) |
| Most Recent Claim | Jun 2023 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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