18399 Dusty Ln, Estero, FL 33928 Property Records

Lee County property record for 18399 Dusty Ln, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,404 sqft · built 2006
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$730,000 (Mar 2022)
Tax Bill	$6,234 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-46-27-00-00001.0260`

Property Details

APN / Parcel Number

Primary APN	`31-46-27-00-00001.0260`
Alternative APN	`10435931`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,404 sqft Living Area
Gross Area	3,680 sqft
1st Floor Area	2,404 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	217,800 sqft (5 acres)
Garage Type	Mixed
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	609 sqft
Shed	1 Shed
Shed Area	100 sqft
Utility Building	221 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	10435931
Street Address	18399 DUSTY LN
City	ESTERO
State	FL
Zip	33928-9516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-2
Legal Description	THE E 1/2 OF SE 1/4 OF SE 1/4 OF SW 1/4
Legal Range	27
Legal Township	46
Legal Section	31
Legal Subdivision	CORKSCREW NORTH&SOUTH
Legal Block	1
Legal Lot Number	26
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1003
Census Tract	50312

Owner

Source: Lee County records, as of December 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	18399 DUSTY LN, ESTERO, FL 33928-9516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2022 · Amount on Record
Deed Sale	Mar 2, 2022 · Amount on Record
Prior Sale	Feb 3, 2015 · Amount on Record
Deed Document Number	2022000071158
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Mar 2, 2022
Property Address	18399 DUSTY LN, ESTERO, FL 33928-9516
Document Number	0000071158
Instrument Date	Mar 1, 2022
Instrument	2022000071158
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	HEIGHTS TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 72, ESTERO, FL 33929-0072

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14893 TOSCANA WAY, NAPLES, FL 34120-0682

Mortgage

Document Number	0000071159
Date	Mar 2, 2022
Instrument	2022000071159

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,234.00 (-40.2%) Homeowner's exemption	$512,682 (-36.16%)	$521,137 (-35.1%) Land $239,375 Building $281,762
2023	$10,425.00 (+182.37%) Homeowner's exemption	$803,030 (+182.23%) Land $207,609 Building $595,421	$803,030 (+25%) Land $207,609 Building $595,421
2022	$3,692.00 Homeowner's exemption	$284,535	$642,418 Land $166,088 Building $476,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 205 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	329 units insured incl. 124 condo units
Nearby Flood Claims	42 (1981–2024)
Claims Outside the SFHA	9 of 42
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 72% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3