18397 Oblack Ln, Vernonia, OR 97064 Property Records

Columbia County property record for 18397 Oblack Ln, Vernonia, OR 97064

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,900 sqft · built 2010
Lot Size	5.2 acres (226,512 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Jul 2020)
Tax Bill	$3,329 (2025)
Deeds & Mortgages	Aug 2022 Transfer Jul 2020 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`6428-00-01105`

Property Details

APN / Parcel Number

Primary APN	`6428-00-01105`
Alternative APNs	`6N4W280001105` `433570`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,900 sqft Living Area
1st Floor Area	1,900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	226,512 sqft (5.2 acres)
Utility Building	1,440 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	433570
Street Address	18397 OBLACK LN
City	VERNONIA
State	OR
Zip	97064-9671
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO:PF-80
Legal Range	4W
Legal Township	6N
Legal Section	28
Legal Subdivision	PARTITION PLAT #2008-10
Jurisdiction	COLUMBIA OR
Township / Civil Division	VERNONIA
Census Block Group	2
Census Block	2021
Census Tract	971100

Owner

Source: Columbia County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18397 OBLACK LN, VERNONIA, OR 97064-9671
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Intrafamily Transfer, Transfer
Jul 6, 2020	Deed of Trust, Mortgage · Conventional with PMI MORTGAGE EXPRESS
Jul 10, 2020	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE EXPRESS LLC
Jun 3, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2020 · Amount on Record
Deed Sale	Jul 10, 2020 · Amount on Record
Deed Document Number	20206535
Last Transfer Date	Aug 10, 2022
Transfer Doc	0000007258
Record Updated	Sep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLUMBIA OR
Recording Date	Aug 29, 2022
Property Address	18397 OBLACK LN, VERNONIA, OR 97064-9671
Document Number	0000007258
Map Reference	FEE 2008-004011
Instrument Date	Aug 10, 2022
Instrument	2022-007258
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	18397 OBLACK LN, VERNONIA, OR 97064-9671

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA OR
Property Address	18397 OBLACK LN, VERNONIA, OR 97064-9671
Document Number	0000006536
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	WFG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18397 OBLACK LN VERNONIA OR 970649671, VERNONIA, OR 97064-9671

Mortgage

Document Number	0000006536
Date	Jul 10, 2020
Instrument	6536

Lender

Name	MORTGAGE EXPRESS
Type	Mortgage Company
Address	PORTLAND, OR 97223

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLUMBIA OR
Recording Date	Jul 10, 2020
Property Address	18397 OBLACK LN, VERNONIA, OR 97064-9671
Document Number	0000006535
Map Reference	FILE 2008-004011
Instrument Date	Jul 6, 2020
Instrument	2020-06535
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	WFG TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18397 OBLACK LN, VERNONIA, OR 97064-9671

Mortgage

Document Number	0000006536
Date	Jul 10, 2020
Instrument	2020-06536

Lender

Name	MORTGAGE EXPRESS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLUMBIA OR
Recording Date	Jun 3, 2019
Property Address	18397 OBLACK LN, VERNONIA, OR 97064-9671
Document Number	0000004291
Instrument Date	May 28, 2019
Instrument	4291
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2705 SE SPYGLASS DR VANCOUVER WA 986835109, VANCOUVER, WA 98683-5109

Tax Assessment & Valuation

Source: Columbia County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Columbia County
Unified School District	Vernonia School District 47J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,329.00 (+2.62%)	$270,275 (+6.09%) Land $55,095 Building $215,180	$662,510 (+12.47%) Land $237,870 Building $424,640
2023	$3,244.00	$254,766 Land $58,376 Building $196,390	$589,060 Land $232,570 Building $356,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 98 policies
Nearby Flood Policies	98 in force
Nearby Flood Claims	103 (1991–2025)
Claims Outside the SFHA	39 of 103
Most Recent Claim	Dec 2025 · rainfall accumulation
Claims by Event	Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2015 · 9 claims Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 71 claims High Winds, Severe Storms And Flooding, Feb 1996 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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