1839 Wallace Ave, Duluth, MN 55803 Property Records

St. Louis County property record for 1839 Wallace Ave, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,843 sqft · built 1912
Lot Size	0.346 acres (15,096 sqft)
Owner	2 Individual Names on Record
Last Sale	$428,500 (Sep 2025)
Tax Bill	$4,892 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-1830-01780`

Property Details

APN / Parcel Number

Primary APN	`010-1830-01780`
Alternative APNs	`1188356` `994219`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,843 sqft Gross Area
1st Floor Area	787 sqft
Basement Area	195 sqft
Finished Basement	195 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	15,096 sqft (0.346 acres)
Garage Area	440 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	192 sqft
Deck Area	77 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1188356
Street Address	1839 WALLACE AVE
City	DULUTH
State	MN
Zip	55803-2514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 5 AND 6 SERIAL #
Legal Subdivision	GLEN AVON 1ST DIV OF DULUTH
Legal Block	32
Legal Lot Number	5-6
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3004
Census Tract	500

Owner

Source: St. Louis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	341 MILLER ST, WINSTON SALEM, NC 27103-3659
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage CITY OF DULUTH
Dec 9, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Sep 24, 2025	Warranty Deed, Transfer · Conventional Mortgage ROYAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2025 · Amount on Record
Deed Sale	Sep 24, 2025 · Amount on Record
Prior Sale	Aug 14, 2015 · Amount on Record
Deed Document Number	20251094509
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1839 WALLACE AVE, DULUTH, MN 55803-2514
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001039460
Date	Apr 19, 2021
Instrument	1039460

Lender

Name	CITY OF DULUTH
Type	Government Agency
Address	DULUTH, MN 55802

Agreement

Amount	Amount Recorded

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1839 WALLACE AVE, DULUTH, MN 55803-2514
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1839 WALLACE AVE, DULUTH, MN 55803-2514

Mortgage

Document Number	0001050632
Date	Dec 9, 2021
Instrument	1050632

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	284 Months
Due	Aug 1, 2045

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 24, 2025
Property Address	1839 WALLACE AVE, DULUTH, MN 55803-2514
Document Number	0001094509
Instrument Date	Aug 29, 2025
Instrument	1094509
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,414.05
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	341 MILLER ST, WINSTON SALEM, NC 27103-3659

Mortgage

Document Number	0001094510
Date	Sep 24, 2025
Instrument	1094510

Lender

Name	ROYAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Index	SOFR Average 30-Day
Max Rate	11.8%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,892.00 (+4.71%) Homeowner's exemption
2025	$4,672.00 (-1.56%) Homeowner's exemption	$416,000 (+17.68%) Land $72,400 Building $343,600	$416,000 (+17.68%) Land $72,400 Building $343,600
2024	$4,746.00	$353,500 (+19.59%) Land $67,500 Building $286,000	$353,500 (+19.59%) Land $67,500 Building $286,000
2022		$295,600 Land $46,300 Building $249,300	$295,600 Land $46,300 Building $249,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1978–2012)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, CTC, Fidium Fiber.

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