Franklin County property record for 1839 Hwy K, Saint Clair, MO 63077
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,791 sqft · built 2011 |
| Lot Size | 3.59 acres (156,816 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,956 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-3-08.0-2-000-040.000 |
| Primary APN | 30-3-08.0-2-000-040.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,791 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 156,816 sqft (3.59 acres) |
| Street Address | 1839 HIGHWAY K |
|---|---|
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-3513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ANU |
| Legal Description | PT S1/2 NW N OF HWY K |
| Legal Range | 01E |
| Legal Township | 41 |
| Legal Section | 08 |
| Legal Quarter | NW |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 800901 |
Source: Franklin County records, as of November 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1839 HIGHWAY K, SAINT CLAIR, MO 63077-3513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MECHANICS BANK |
| Jun 5, 2020 | Deed of Trust, Mortgage FARMERS & MERCHANTS BK/ST CLAI |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2008 |
| Deed Sale | Aug 12, 2008 |
| Deed Document Number | 0815229 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1839 HIGHWAY K, SAINT CLAIR, MO 63077-3513 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002209413 |
|---|---|
| Date | Jun 9, 2022 |
| Instrument | 2209413 |
| Name | FARMERS & MECHANICS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1839 HIGHWAY K, SAINT CLAIR, MO 63077-3513 |
| Document Number | 0000009534 |
| Instrument Date | Jun 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1839 HIGHWAY K ST CLAIR MO 630773513, ST CLAIR, MO 63077-3513 |
| Document Number | 0000009534 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 9534 |
| Name | FARMERS & MERCHANTS BK/ST CLAI |
|---|---|
| Type | Bank |
| Address | SAINT CLAIR, MO 63077 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jun 21, 2035 |
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,956.00 (+3.36%) | $48,845 (-5.3%) | $257,080 (-5.3%) Land $24,800 Building $232,280 |
| 2023 | $2,860.00 (+9.41%) | $51,580 | $271,470 Land $21,240 Building $250,230 |
| 2022 | $2,614.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 78 (1979–2024) |
| Claims Outside the SFHA | 7 of 78 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
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