1839 Emerald Bay Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 1839 Emerald Bay Dr, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,148 sqft · built 1999
Lot Size	0.262 acres (11,391 sqft)
Owner	Company Name on File
Tax Bill	$8,404 (2025)
Deeds & Mortgages	Jan 2020 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3968000R0017000R`

Property Details

APN / Parcel Number

Primary APN	`3968000R0017000R`
Alternative APNs	`R46410` `46410`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	4,148 sqft Living Area
Gross Area	4,902 sqft
1st Floor Area	4,148 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2001
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,391 sqft (0.262 acres)
Lot Dimensions	134 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	518 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Covered Porch
Porch Area	33 sqft
Patio Area	235 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	1839 EMERALD BAY DR
City	ROCKWALL
State	TX
Zip	75087-3284
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLCREST SHORES II, BLOCK R, LOT 17
Legal Subdivision	HILLCREST SHORES II
Legal Tract	17
Legal Block	R
Legal Lot Number	17
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	1
Census Block	1001
Census Tract	40101

Owner

1839 Emerald Bay Dr is owned by a company that acquired it in December 2024.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	Company Name on File
Mailing Address	4750 N JUPITER RD, 106, GARLAND, TX 75044-5858
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 25, 2017	Deed of Trust, Mortgage · VA Mortgage SMI LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2024
Deed Sale	Dec 16, 2024
Prior Sale	Jul 27, 2016 · Amount on File
Deed Document Number	202422088
Prior Transfer Date	Jul 8, 2016
Prior Transfer Doc	0000012714
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1839 EMERALD BAY DR, ROCKWALL, TX 75087-3284
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001657
Date	Jan 28, 2020
Instrument	20200000001657

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1839 EMERALD BAY DR, ROCKWALL, TX 75087-3284
Document Number	0000009573
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Jul 3, 2017
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1839 EMERALD BAY DR ROCKWALL TX 750873284, ROCKWALL, TX 75087-3284

Mortgage

Document Number	0000009573
Date	May 31, 2017
Instrument	9573

Lender

Name	SMI LNDG
Address	DALLAS, TX 75244

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1839 Emerald Bay Dr was $8,404, down 6.5% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$641,000 (+20.15%) Land $181,500 Building $459,500	$641,000 (+20.15%) Land $181,500 Building $459,500
2025	$8,404.00 (-6.46%)	$533,500 Land $181,500 Building $352,000	$533,500 Land $181,500 Building $352,000
2024	$8,984.00 (+16.31%)
2023	$7,724.00 Homeowner's exemption	$663,044 Land $191,400 Building $471,644	$663,044 Land $191,400 Building $471,644
2021	$8,621.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1839 Emerald Bay Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1839 Emerald Bay Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Novos Fiber Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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