Cleveland County property record for 1839 E Marion St, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,627 sqft · built 1959 |
| Lot Size | 0.819 acres (35,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $90,000 (Jun 2020) |
| Tax Bill | $1,823 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22188 |
| Primary APN | 22188 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,627 sqft Finished Area |
| Basement Area | 924 sqft |
| Unfinished Basement | 924 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 35,700 sqft (0.819 acres) |
| Lot Dimensions | 210 ft deep x 170 ft wide |
| Porch | Slab |
| Porch Area | 72 sqft |
| Canopy | 81 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1331842 |
|---|---|
| Street Address | 1839 E MARION ST |
| City | SHELBY |
| State | NC |
| Zip | 28152-6216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | LOT HWY 74 |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 950701 |
1839 E Marion St is owned and occupied by two individuals who bought it in June 2020.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1839 E MARION ST, SHELBY, NC 28152-6216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 3, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SKYLA FCU |
| Jun 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK |
| Jun 25, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Oct 30, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2020 · Amount on File |
| Deed Sale | Jun 25, 2020 · Amount on File |
| Prior Sale | Oct 30, 2017 · Amount on File |
| Deed Document Number | 202040852 |
| Deed Book / Page | 1815 / 2244 |
| Prior Transfer Date | Oct 26, 2017 |
| Prior Transfer Doc | 0017532448 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 1839 E MARION ST, SHELBY, NC 28152-6216 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0019571414 |
|---|---|
| Date | Oct 3, 2025 |
| Book Page | 1957/1414 |
| Instrument | 200119511 |
| Name | SKYLA FCU |
|---|---|
| Type | Credit Union |
| Address | 3700 SOUTH BLVD STE 400, CHARLOTTE, NC 28209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.07% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 8.37% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 12.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 1839 E MARION ST, SHELBY, NC 28152-6216 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | SERVICELINK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0018422474 |
|---|---|
| Date | Jun 9, 2021 |
| Book Page | 1842/2474 |
| Instrument | 200056277 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 7, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jun 25, 2020 |
| Property Address | 1839 E MARION ST, SHELBY, NC 28152-6216 |
| Document Number | 0018152244 |
| Book / Page | 001815 / 002244 |
| Instrument Date | Jun 25, 2020 |
| Instrument | 40852 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $180.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1839 E MARION ST SHELBY NC 281526216, SHELBY, NC 28152-6216 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Oct 30, 2017 |
| Property Address | 1839 E MARION ST, SHELBY, NC 28152-6216 |
| Document Number | 0017532448 |
| Book / Page | 001753 / 002448 |
| Instrument Date | Oct 26, 2017 |
| Instrument | 6458 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 837 SHELBY NC 281510837, SHELBY, NC 28151-0837 |
The 2026 property tax bill for 1839 E Marion St was $1,823, up 2.4% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,823.00 (+2.36%) | $179,076 (-) Land $28,560 Building $150,516 | $179,076 (-) Land $28,560 Building $150,516 |
| 2025 | $1,781.00 | $179,076 Land $28,560 Building $150,516 | $179,076 Land $28,560 Building $150,516 |
| 2023 | $99,294 Land $25,704 Building $73,590 | $99,294 Land $25,704 Building $73,590 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1839 E Marion St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1839 E Marion St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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