18385 NW 184th Dr, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 18385 NW 184th Dr, Okeechobee, FL 34972

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,024 sqft · built 1979
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Tax Bill$492 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jul 2018 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN1-22-35-33-0A00-00004-C000

Property Details

APN / Parcel Number

Primary APN1-22-35-33-0A00-00004-C000

Interior

Full Baths1 Bath
Building Area1,024 sqft Heated Area
Gross Area1,514 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area43,560 sqft (1 acres)
PorchEnclosed Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address18385 NW 184TH DR
CityOKEECHOBEE
StateFL
Zip34972-3931
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOMMENCING AT THE NORTHEAST CORNER OF SECTION 22, TOWNSHIP 35 SOUTH, RANGE 33 EAST, RUN THENCE SOUTH ALONG THE EAST BOUNDARY
Legal Range33E
Legal Township35S
Legal Section22
Legal SubdivisionFT THENCE RUN
JurisdictionOKEECHOBEE FL
Township / Civil DivisionNORTH OKEECHOBEE
Census Block Group2
Census Block2060
Census Tract910102

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address18385 NW 184TH DR, OKEECHOBEE, FL 34972-3931
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 16, 2018Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Feb 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
PNC BK NATL ASSN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 18, 1978
Deed SaleMay 18, 1978
Deed Document Number0000216257
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address18385 NW 184TH DR, OKEECHOBEE, FL 34972-3931
Transaction TypeMortgage
Record UpdatedDec 9, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021014434
DateNov 12, 2021
Instrument2021014434
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address18385 NW 184TH DR, OKEECHOBEE, FL 34972-3931
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008101419
DateJul 16, 2018
Book Page0810/1419
Instrument2018009154
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded
Term144 Months
DueJul 3, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address18385 NW 184TH DR, OKEECHOBEE, FL 34972-3931
Document Number0000003106
Instrument DateFeb 29, 2020
Transaction TypeMortgage
Record UpdatedJun 8, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address18385 NW 184TH DR OKEECHOBEE FL 349723931, OKEECHOBEE, FL 34972-3931

Mortgage

Document Number0000003106
DateMar 23, 2020
Instrument3106
Lender
NamePNC BK NATL ASSN
AddressOKEECHOBEE, FL 34974
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term216 Months
DueMar 22, 2038

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$492.00 (-50.15%) Homeowner's exemption$76,518 (+53.77%)$158,809 (+20.97%) Land $35,000 Building $123,809
2023$987.00 (+14.9%) Homeowner's exemption$49,760 (+3%)$131,278 (+25.6%) Land $21,000 Building $110,278
2022$859.00 Homeowner's exemption$48,311$104,519 Land $14,000 Building $90,519

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 46 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies46 in force
Nearby Flood Claims5 (2004–2024)
Claims Outside the SFHA1 of 5
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 63% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000

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