18384 N 1425th St, Effingham, IL 62401 Property Records

Effingham County property record for 18384 N 1425th St, Effingham, IL 62401

Property Summary

Property TypeSingle Family Home
Details1,689 sqft · built 1975
Lot Size1.75 acres (76,230 sqft)
OwnerIndividual Name on Record
Tax Bill$3,870 (2025)
Deeds & MortgagesOct 2022 Mortgage
Oct 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-27-033-035

Property Details

APN / Parcel Number

Primary APN03-27-033-035

Interior

Bedrooms1 Bed
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,689 sqft Base Area
1st Floor Area1,689 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Construction TypeFrame
Roof MaterialAsphalt
Lot Area76,230 sqft (1.75 acres)
Garage Area636 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address18384 N 1425TH ST
CityEFFINGHAM
StateIL
Zip62401-7322
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 400FT OF N 784.5FT OF W 191FT NW SE 2653/215 740/157 694/282 539/255 490/212
JurisdictionEFFINGHAM IL
Township / Civil DivisionDOUGLAS
Census Block Group1
Census Block1041
Census Tract950100

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address18384 N 1425TH ST, EFFINGHAM, IL 62401-7322
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2022Deed of Trust, Mortgage · Closed-End Mortgage
TEUTOPOLIS STATE BANK
Oct 8, 2019Deed of Trust, Mortgage · Line of Credit
TEUTOPOLIS STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 23, 2010
Transfer Doc2653/215
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address18384 N 1425TH ST, EFFINGHAM, IL 62401-7322
Transaction TypeMortgage
Record UpdatedDec 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address18384 N 1425TH ST, EFFINGHAM, IL 62401-7322

Mortgage

Document Number0003817/55
DateOct 14, 2022
Book Page3817/55
Instrument202222004169
Lender
NameTEUTOPOLIS STATE BANK
TypeBank
AddressTEUTOPOLIS, IL 62467
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term83 Months
DueSep 22, 2029

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address18384 N 1425TH ST, EFFINGHAM, IL 62401-7322
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyBURNET TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3503/148
DateOct 8, 2019
Book Page3503/148
Instrument201901904076
Lender
NameTEUTOPOLIS STATE BANK
TypeBank
AddressSIGEL, IL 62462
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueSep 30, 2024

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
Unified School DistrictTeutopolis Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,870.00 (+34.61%)$84,950 (+31.89%) Land $4,150 Building $80,800$254,850 (+31.89%) Land $12,450 Building $242,400
2022$2,875.00 Homeowner's exemption$64,410 Land $3,150 Building $61,260$193,230 Land $9,450 Building $183,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEJ WATER COOPERATIVE
private · serves 29,720 people · EPA ID IL0790010
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting25
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20

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