18384 Loyd Rd, Covington, LA 70435 Property Records

St. Tammany Parish property record for 18384 Loyd Rd, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	2,403 sqft · built 1960
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Tax Bill	$1,066 (2025)
Deeds & Mortgages	Jun 2009 Mortgage Jun 2013 Line of Credit
APN	`135-114-8087`

Property Details

APN / Parcel Number

Primary APN	`135-114-8087`
Alternative APN	`119474`

Interior

Building Area	2,403 sqft Living Area

Exterior

Year Built	Built 1960
Lot Area	217,800 sqft (5 acres)

Location & Zoning

Old Parcel Number	135-114-8087
Street Address	18384 LOYD RD
City	COVINGTON
State	LA
Zip	70435-8016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5 ACS M/L SEC 16 5 11 INST NO 865349 INST NO 866568 INST NO 866571
Legal Range	11
Legal Township	05
Legal Section	16
Legal Subdivision	LOYD RD T.D. 35
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	2
Census Block Group	2
Census Block	2031
Census Tract	40103

Owner

Source: St. Tammany Parish records · APN 135-114-8087

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	18384 LOYD RD, COVINGTON, LA 70435-8016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2009	Deed of Trust, Mortgage METAIRIE BANK & TRUST CO
Jun 19, 2013	Deed of Trust, Mortgage · Line of Credit METAIRIE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Deed Document Number	866571
Record Updated	Jun 08, 2026

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	18384 LOYD RD, COVINGTON, LA 70435-8016
Transaction Type	Mortgage
Record Updated	Feb 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001730229
Date	Jun 22, 2009
Instrument	1730229

Lender

Name	METAIRIE BANK & TRUST CO
Address	MANDEVILLE, LA 70471

Agreement

Amount	Amount Recorded

June 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	18384 LOYD RD, COVINGTON, LA 70435-8016
Transaction Type	Mortgage
Record Updated	Feb 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001904414
Date	Jun 19, 2013
Instrument	1904414

Lender

Name	METAIRIE BANK & TRUST CO
Address	MANDEVILLE, LA 70471

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,066.00 (-3.7%) Homeowner's exemption	$16,685 (-) Land $1,129 Building $15,556	$166,847 (-) Land $11,291 Building $155,556
2024	$1,107.00 (+37%) Homeowner's exemption	$16,685 (+21.93%) Land $1,129 Building $15,556	$166,847 (+21.93%) Land $11,291 Building $155,556
2023	$808.00 Homeowner's exemption	$13,684 (-) Land $1,151 Building $12,533	$136,840 (-) Land $11,510 Building $125,330
2022	$808.00 Homeowner's exemption	$13,684 Land $1,151 Building $12,533	$136,840 Land $11,510 Building $125,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	4 (1998–2005)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2005 · Hurricane Katrina
Claims by Event	Hurricane Katrina, Aug 2005 · 2 claims

Wildfire

Wildfire Risk	Moderate above 63% of the US · above 85% of Louisiana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 37 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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