18381 S Hemlock Rd, Oakley, MI 48649 Property Records

Saginaw County property record for 18381 S Hemlock Rd, Oakley, MI 48649

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,382 sqft · built 1940
Lot Size	1.72 acres (74,923 sqft)
Owner	Individual on Record
Last Sale	$115,000 (Feb 2024)
Tax Bill	$1,152 (2025)
Deeds & Mortgages	Feb 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-09-2-27-2002-003`

Property Details

APN / Parcel Number

Primary APN	`07-09-2-27-2002-003`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,382 sqft Living Area
1st Floor Area	1,146 sqft
Basement Area	945 sqft
Unfinished Basement	945 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Wood Siding
Lot Area	74,923 sqft (1.72 acres)
Garage Area	1,452 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	121 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	18381 S HEMLOCK RD
City	OAKLEY
State	MI
Zip	48649-9743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R
Legal Description	COM AT W 1/4 CORN OF SEC 27 TH N 329.70 FT TO POB TH E 305 FT TH N 246 FT TH W 305 FT TH S 246 FT TO POB - 1.72 ACRES SEC 27 T09N R2E *** NEW SPLIT FROM PARENT 2002-001 10-08-2012
Legal Range	02E
Legal Township	09N
Legal Section	27
Jurisdiction	SAGINAW MI
Township / Civil Division	BRADY
Census Block Group	3
Census Block	3048
Census Tract	12500

Owner

Source: Saginaw County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	1217 S PEARCE ST, OWOSSO, MI 48867-4345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2024 · Amount on Record
Deed Sale	Feb 28, 2024 · Amount on Record
Prior Sale	Dec 17, 2014 · Amount on Record
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Feb 28, 2024
Property Address	18381 S HEMLOCK RD, OAKLEY, MI 48649-9743
Document Number	0000003544
Instrument Date	Feb 23, 2024
Instrument	2024003544
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$862.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18381 S HEMLOCK RD, OAKLEY, MI 48649-9743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1217 S PEARCE ST, OWOSSO, MI 48867-4345

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Brady Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,300 (+74.82%)	$198,600 (+74.82%)
2025	$1,152.00 (-5.19%) Homeowner's exemption
2023		$56,800	$113,600
2022	$1,215.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Westphalia Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Point Broadband Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Hemlock Rd

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