1838 Whitcomb Rd, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 1838 Whitcomb Rd, Forked River, NJ 08731

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,152 sqft · built 1995
Lot Size0.047 acres (2,027 sqft)
OwnerCompany Name on Record
Last Sale$435,000 (Jul 2026)
Tax Bill$4,379 (2025)
Deeds & MortgagesJul 2026 Sale
May 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-01361-0000-00019

Property Details

APN / Parcel Number

Primary APN13-01361-0000-00019
Alternative APNs
  • 130136100019
  • 00086925

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,152 sqft Living Area
1st Floor Area1,152 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area2,027 sqft (0.047 acres)
Lot Width40 ft Width
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number00086925
Street Address1838 WHITCOMB RD
CityFORKED RIVER
StateNJ
Zip08731-3230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-75
Legal Description40 X IRR 20
Legal SubdivisionDEERHEAD LAKE ESTATES MAP
Legal Block1361
Legal Lot Number19
JurisdictionOCEAN NJ
Township / Civil DivisionLACEY
Census Block Group2
Census Block2020
Census Tract732004

Owner

Source: Ocean County and Lacey Township records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1838 WHITCOMB RD, FORKED RIVER, NJ 08731-3230
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2026Deed, Transfer
WESTCOR LAND TITLE
May 25, 2021Deed, Transfer · Conventional Mortgage
1ST CONSTITUTION BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2026 · Amount on Record
Deed SaleJul 7, 2026 · Amount on Record
Prior SaleMay 25, 2021 · Amount on Record
Deed Document Number202653640
Deed Book / Page20426 / 1893
Prior Transfer DateOct 14, 2008
Prior Transfer Doc0141601462
Record UpdatedOct 29, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionOCEAN NJ
Recording DateJul 7, 2026
Property Address1838 WHITCOMB RD, FORKED RIVER, NJ 08731-3230
Document Number0000053640
Book / Page20426 / 1893
Instrument DateJun 29, 2026
Instrument202653640
Transaction TypeTransfer
Record UpdatedJul 23, 2026
Title CompanyWESTCOR LAND TITLE

Transaction

AmountAmount Recorded
Tax$43,935.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address1838 WHITCOMB RD, FORKED RIVER, NJ 08731-3230

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionOCEAN NJ
Recording DateMay 25, 2021
Property Address1838 WHITCOMB RD, FORKED RIVER, NJ 08731-3230
Document Number0184961499
Book / Page18496 / 1499
Instrument DateMay 19, 2021
Instrument2021079264
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyCOASTLINE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address618 LAKESIDE DR N, 618, FORKED RIVER, NJ 08731-2203

Transferred To (Grantee/Buyer)

NameVerified Name
Address1838 WHITCOMB RD, FORKED RIVER, NJ 08731-3230

Mortgage

Document Number2021079265
DateMay 25, 2021
Instrument2021079265
Lender
Name1ST CONSTITUTION BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051
Interest
Rate TypeAdjustable Rate
Rate5.87%
Type Change DateJun 1, 2026
Change FrequencyAnnually
Min Rate At Change5.87%
Max Rate At Change10.8%
Index1-Year CMT
Max Rate10.8%

Tax Assessment & Valuation

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionLacey Township
Unified School DistrictLacey Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$160,100 (-) Land $60,300 Building $99,800$160,100 (-) Land $60,300 Building $99,800
2025$4,379.00 (+7.96%)$160,100 (-) Land $60,300 Building $99,800$160,100 (-) Land $60,300 Building $99,800
2024$4,056.00 (+11.95%)
2023$160,100 Land $60,300 Building $99,800$160,100 Land $60,300 Building $99,800
2022$3,623.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 64% of New Jersey
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLACEY TWP MUA
serves 29,000 people · EPA ID NJ1512001
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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