1838 Shell Ring Cir, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 1838 Shell Ring Cir, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,980 sqft · built 2005
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,287,500 (Nov 2022)
Tax Bill	$4,857 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Mar 2018 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`594-07-00-153`

Property Details

APN / Parcel Number

Primary APN	`594-07-00-153`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,980 sqft Living Area
1st Floor Area	2,709 sqft
Upper Floors Area	1,271 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Multi-Family
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	48,352 sqft (1.11 acres)
Terrain	High
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	145 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	1838 SHELL RING CIR
City	MOUNT PLEASANT
State	SC
Zip	29466-8029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -OSPREY COVE PHASE 1B3 SEC 7B DESCRIPTION -LOT 1838 SITE NAME -SHELL RING CIRCLE
Legal Subdivision	OSPREY COVE PHASE 1B3 SEC 7B
Legal Phase	1B3
Legal Lot Number	1838
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1008
Census Tract	4616

Owner

Source: Charleston County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1838 SHELL RING CIR, MOUNT PLEASANT, SC 29466-8029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed, Transfer · Conventional Mortgage BETHPAGE FCU
Mar 1, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF NAT'L TR & SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2022 · Amount on Record
Deed Sale	Nov 14, 2022 · Amount on Record
Prior Sale	Dec 12, 2003 · Amount on Record
Deed Book / Page	1148 / 269
Record Updated	Oct 29, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Nov 14, 2022
Property Address	1838 SHELL RING CIR, MOUNT PLEASANT, SC 29466-8029
Document Number	0011480269
Book / Page	1148 / 269
Map Reference	MB ED PG 259
Instrument Date	Nov 7, 2022
Transaction Type	Transfer
Record Updated	Feb 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,347.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1838 SHELL RING CIR, MT PLEASANT, SC 29466-8029

Mortgage

Document Number	0001148270
Date	Nov 14, 2022
Instrument	1148/270

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	10.3%
Index	1-Year T-Bill
Max Rate	11.3%

Mortgage

Document Number	0011480271
Date	Nov 14, 2022
Book Page	1148/271

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	1838 SHELL RING CIR, MOUNT PLEASANT, SC 29466-8029
Document Number	0702/0835
Instrument Date	Mar 1, 2018
Transaction Type	Mortgage
Record Updated	Mar 21, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1838 SHELL RING CIR MOUNT PLEASANT SC 294668029, MOUNT PLEASANT, SC 29466-8029

Mortgage

Document Number	0702/0835
Date	Mar 7, 2018
Book Page	000702/000835

Lender

Name	BANK OF NAT'L TR & SVGS
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,857.00 (-0.14%)	$1,300,000 (+2,423.29%) Land $396,500 Building $903,500	$1,300,000 (+92.68%) Land $396,500 Building $903,500
2024	$4,864.00 (+112.87%)	$51,520 (+107.66%)
2022	$2,285.00	$24,810	$674,700 (-47.62%) Land $213,100 Building $461,600
2020			$1,288,000 Land $300,000 Building $988,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 424 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	424 in force
Nearby Flood Claims	2 (2018–2024)
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Shell Ring Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures