1838 Samoa Way, Oceanside, CA 92054 Property Records

San Diego County property record for 1838 Samoa Way, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,748 sqft · built 1991
Lot Size	0.315 acres (13,705 sqft)
Owner	Individual Name on Record
Last Sale	$2,010,000 (May 2026)
Tax Bill	$17,093 (2025)
Deeds & Mortgages	Aug 2025 Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`154-230-62-00`

Property Details

APN / Parcel Number

Primary APN	`154-230-62-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,748 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	13,705 sqft (0.315 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1838 SAMOA WAY
City	OCEANSIDE
State	CA
Zip	92054-6189
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 22 TR 012355
Legal Subdivision	MAUGA AFI ESTATES
Legal Tract	012355
Legal Block	3
Legal Lot Number	22
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3004
Census Tract	18504

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	515 LAKE ST S, 301, KIRKLAND, WA 98033-6446
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 18, 2026	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Apr 24, 2019	Grant Deed, Transfer LAWYERS TITLE
Nov 27, 2017	Quit Claim Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Prior Sale	Sep 23, 2024 · Amount on Record
Deed Document Number	2026142210
Prior Transfer Date	Sep 17, 2024
Prior Transfer Doc	0000256279
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1838 SAMOA WAY, OCEANSIDE, CA 92054-6189
Transaction Type	Mortgage
Record Updated	May 27, 2026
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 S 1750 E, HEBER CITY, UT 84032-4492

Mortgage

Document Number	0000218438
Date	Aug 8, 2025
Instrument	2025-0218438

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 18, 2026
Property Address	1838 SAMOA WAY, OCEANSIDE, CA 92054-6189
Document Number	0000142210
Instrument Date	May 12, 2026
Instrument	2026.142210
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$223,311.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 LAKE ST S, 301, KIRKLAND, WA 98033-6446

Mortgage

Document Number	0000142211,
Date	May 18, 2026
Instrument	2026..142211

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 24, 2019
Property Address	1838 SAMOA WAY, OCEANSIDE, CA 92054-6189
Document Number	0000148401
Instrument Date	Mar 29, 2019
Instrument	148401
Transaction Type	Transfer
Record Updated	May 1, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$1,012.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1838 SAMOA WAY OCEANSIDE CA 920546189, OCEANSIDE, CA 92054-6189

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 27, 2017
Property Address	1838 SAMOA WAY, OCEANSIDE, CA 92054-6189
Document Number	0000547618
Instrument Date	Nov 16, 2017
Instrument	547618
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1838 SAMOA WAY OCEANSIDE CA 920546189, OCEANSIDE, CA 92054-6189

Mortgage

Document Number	547619
Date	Nov 27, 2017
Instrument	547619

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 26, 2032

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,555,500 (+2%) Land $923,100 Building $632,400
2025	$17,093.00 (+57.16%)	$1,525,000 (+54.6%) Land $905,000 Building $620,000
2023	$10,876.00 (+1.55%) Homeowner's exemption	$986,423 Land $383,603 Building $602,820
2022	$10,710.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1978–1998)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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