1838 Palmerston Cir, Ocoee, FL 34761 Property Records

Orange County property record for 1838 Palmerston Cir, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,256 sqft · built 2006
Lot Size	0.22 acres (9,582 sqft)
Owner	Individual Name on File
Last Sale	$412,000 (Jun 2025)
Tax Bill	$5,013 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-21-28-4216-00-610`

Property Details

APN / Parcel Number

Primary APN	`33-21-28-4216-00-610`
Alternative APNs	`282133421600610` `215875` `220146` `224654`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,256 sqft Living Area
Gross Area	2,952 sqft
1st Floor Area	2,256 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,582 sqft (0.22 acres)
Garage Type	Attached
Garage Area	395 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	301 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1838 PALMERSTON CIR
City	OCOEE
State	FL
Zip	34761-5115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1AA
Legal Description	KENSINGTON MANOR 56/92 LOT 61
Legal Range	28E
Legal Township	21S
Legal Section	33
Legal Subdivision	KENSINGTON MANOR
Legal Tract	4216
Legal Lot Number	61
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	2
Census Block	2045
Census Tract	17506

Owner

1838 Palmerston Cir is owned and occupied by an individual who bought it in June 2025.

Source: Orange County records, as of April 30, 2026

Owner of Record	Individual Name on File
Mailing Address	1838 PALMERSTON CIR, OCOEE, FL 34761-5115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
May 8, 2019	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2025 · Amount on File
Deed Sale	Jun 10, 2025 · Amount on File
Prior Sale	May 8, 2019 · Amount on File
Deed Document Number	2025337037
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1838 PALMERSTON CIR, OCOEE, FL 34761-5115
Transaction Type	Mortgage
Record Updated	Jan 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1838 PALMERSTON CIR, OCOEE, FL 34761-5115

Mortgage

Document Number	0000029731
Date	Jan 12, 2022
Instrument	20220029731

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 8, 2019
Property Address	1838 PALMERSTON CIR, OCOEE, FL 34761-5115
Document Number	0000283852
Map Reference	MB 56 PG 92
Instrument Date	Apr 30, 2019
Instrument	20190283852
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	TICON TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2807 VALERIA ROSE WAY, 2807, OCOEE, FL 34761-4646

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1838 PALMERSTON CIR, OCOEE, FL 34761-5115

Mortgage

Document Number	0000283853
Date	May 8, 2019
Instrument	20190283853

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1838 Palmerston Cir was $5,013, up 6.7% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$381,020 (+25.93%) Land $80,000 Building $301,020	$381,020 (-1.25%) Land $80,000 Building $301,020
2025	$5,013.00 (+6.68%) Homeowner's exemption	$302,571	$385,850 Land $80,000 Building $305,850
2024	$4,699.00 (+3.41%)
2023	$4,544.00 (+3.2%) Homeowner's exemption	$285,480 (+3%)	$349,761 (+13.98%) Land $80,000 Building $269,761
2022	$4,403.00 Homeowner's exemption	$277,165	$306,874 Land $80,000 Building $226,874

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1838 Palmerston Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1838 Palmerston Cir is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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