1838 N 40th St, Milwaukee, WI 53208 Property Records

Milwaukee County property record for 1838 N 40th St, Milwaukee, WI 53208

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,638 sqft · built 1906
Lot Size	0.083 acres (3,600 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Sep 2025)
Tax Bill	$1,673 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`348-1430-000`

Property Details

APN / Parcel Number

Primary APN	`348-1430-000`
Alternative APNs	`0034814300007` `003481430000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,638 sqft Living Area
1st Floor Area	833 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	3,600 sqft (0.083 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	003481430000
Street Address	1838 N 40TH ST
City	MILWAUKEE
State	WI
Zip	53208-1823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT4
Legal Description	WEST PARK SUBD IN NW 1/4 SEC 24-7-21 BLOCK 2 LOT 26 NID #03
Legal Range	21E
Legal Township	07N
Legal Section	24
Legal Subdivision	WEST PARK SUBD
Legal Block	2
Legal Lot Number	26
Jurisdiction	MILWAUKEE WI
Township / Civil Division	MILWAUKEE
Census Block Group	1
Census Block	1009
Census Tract	9600

Owner

Source: Milwaukee County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1838 N 40TH ST, MILWAUKEE, WI 53208-1823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Line of Credit COMMERCE STATE BANK
Sep 11, 2025	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Feb 3, 2017	Deed of Trust, Mortgage · Commercial Mortgage JOHNSON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2025 · Amount on Record
Deed Sale	Sep 11, 2025 · Amount on Record
Prior Sale	Aug 11, 2016 · Amount on Record
Deed Document Number	202511538046
Prior Transfer Date	Aug 9, 2016
Prior Transfer Doc	0010592661
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	1838 N 40TH ST, MILWAUKEE, WI 53208-1823
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011211259
Date	Jan 24, 2022
Instrument	11211259

Lender

Name	COMMERCE STATE BANK
Type	Bank
Address	WEST BEND, WI 53095

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILWAUKEE WI
Recording Date	Sep 11, 2025
Property Address	1838 N 40TH ST, MILWAUKEE, WI 53208-1823
Document Number	0011538046
Instrument Date	Sep 4, 2025
Instrument	11538046
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	L AND M CLOSING SERVICES, LAND CLOSING SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1838 N 40TH ST, MILWAUKEE, WI 53208-1823

Mortgage

Document Number	0011538047
Date	Sep 11, 2025
Instrument	11538047

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILWAUKEE WI
Property Address	1838 N 40TH ST, MILWAUKEE, WI 53208-1823
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010646504
Date	Feb 3, 2017
Instrument	10646504

Lender

Name	JOHNSON BANK
Type	Bank
Address	MILWAUKEE, WI 53202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Milwaukee County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Milwaukee County
Municipality	Milwaukee City
Unified School District	Milwaukee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,673.00 (+21.32%) Homeowner's exemption Additional exemption filed	$82,200 (+33.01%) Land $12,600 Building $69,600
2024	$1,379.00 (+8.93%)	$61,800 (+16.17%) Land $3,100 Building $58,700	$68,484 (+7.17%)
2023			$63,900 (+20.11%)
2022	$1,266.00	$53,200 Land $3,100 Building $50,100	$53,200 Land $3,100 Building $50,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILWAUKEE WATERWORKS serves 626,000 people · EPA ID WI2410100
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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