1838 Holman Ave, Covington, KY 41014 Property Records

Kenton County property record for 1838 Holman Ave, Covington, KY 41014

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,024 sqft · built 1914
Lot Size	0.07 acres (3,036 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,000 (Sep 2019)
Tax Bill	$1,258 (2025)
Deeds & Mortgages	Feb 2021 Construction Loan Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-14-02-026.00`

Property Details

APN / Parcel Number

Primary APN	`055-14-02-026.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,024 sqft Finished Area
Gross Area	2,346 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Duplex Single
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Slate
Lot Area	3,036 sqft (0.07 acres)
Lot Dimensions	92.1 ft deep x 33 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1838 HOLMAN AVE
City	COVINGTON
State	KY
Zip	41014-1169
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	NEW SCHOOL HOUSE ADDN LOT 30 & PT 29-31 33'X 92.12' ES HOLMAN IRR 76' N 19TH ST
Legal Subdivision	NEW SCHOOL HOUSE BERRYS
Legal Lot Number	30,29
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1020
Census Tract	65000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Peaselburg Neighborhood Historic District listed 2017 · 544 contributing resources · NRIS 16000501

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2905 MARKBREIT AVE, CINCINNATI, OH 45209-2021
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST SAVINGS BANK
Sep 26, 2019	Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NAT'L BK
Mar 8, 2018	Deed of Trust, Mortgage · Line of Credit UNITED BK & CAP TR CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2019 · Amount on Record
Deed Sale	Sep 26, 2019 · Amount on Record
Prior Sale	Oct 3, 2016 · Amount on Record
Deed Document Number	201909 26 059 00318
Deed Book / Page	6763 / 58
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1838 HOLMAN AVE, COVINGTON, KY 41014-1169
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1838 HOLMAN ST, COVINGTON, KY 41014-1169
Investor	Possibly a Property Investor

Mortgage

Document Number	0005900244
Date	Feb 18, 2021
Book Page	169/779
Instrument	21021805900244

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	41730

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Feb 16, 2046

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Sep 26, 2019
Property Address	1838 HOLMAN ST, COVINGTON, KY 41014-1169
Document Number	0000000318
Book / Page	0C6763 / 000058
Instrument Date	Sep 16, 2019
Instrument	318
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	GENESIS TITLE AGENCY LLC, GENESIS TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2905 MARKBREIT AVE CINCINNATI OH 452092021, CINCINNATI, OH 45209-2021

Mortgage

Document Number	319
Date	Sep 26, 2019
Book Page	0C6763/000062
Instrument	319

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1838 HOLMAN ST, COVINGTON, KY 41014-1169
Document Number	0000000143
Instrument Date	Mar 8, 2018
Transaction Type	Mortgage
Record Updated	Jun 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	607 S GRAND AVE FORT THOMAS KY 410752124, FORT THOMAS, KY 41075-2124

Mortgage

Document Number	0000000143
Date	Mar 14, 2018
Book Page	0C6371/000030
Instrument	143

Lender

Name	UNITED BK & CAP TR CO
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	216 Months
Due	Mar 13, 2036

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,000 (+5.26%) Land $10,000 Building $90,000	$100,000 (+5.26%) Land $10,000 Building $90,000
2025	$1,258.00 (-0.55%)	$95,000 (-) Land $5,000 Building $90,000	$95,000 (-) Land $5,000 Building $90,000
2023	$1,265.00	$95,000 Land $5,000 Building $90,000	$95,000 Land $5,000 Building $90,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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