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1838 Gallagher Rd, Dover, FL 33527 Property Records

Hillsborough County property record for 1838 Gallagher Rd, Dover, FL 33527 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,816 sqft · built 2018
Lot Size1.13 acres (49,223 sqft)
OwnerIndividual Name on File
Last Sale$330,000 (Feb 2018)
Tax Bill$5,753 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Oct 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN0849022358

Property Details

APN / Parcel Number

Primary APN0849022358
Alternative APN
  • U082921A0I000000000040

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,816 sqft Heated Area
1st Floor Area1,816 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2021
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area49,223 sqft (1.13 acres)
Garage Area800 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa
PorchOpen Porch
Porch Area529 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0849022358
Street Address1838 GALLAGHER RD
CityDOVER
StateFL
Zip33527-5928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGALLAGHER CHURCHSIDE HOMES LOT 4
Legal Section08
Legal SubdivisionGALLAGHER CHURCHSIDE HOMES
Legal Lot Number4
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group1
Census Block1010
Census Tract12209

Owner

Source: Hillsborough County records · APN 0849022358

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1838 GALLAGHER RD, DOVER, FL 33527-5928
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2025Deed of Trust, Mortgage · Line of Credit
SUNCOAST CU
Oct 19, 2020Deed of Trust, Mortgage · Conventional with PMI
UNITED WHOLESALE MTG
Feb 02, 2018Warranty Deed, Transfer · Conventional Mortgage
FREEDOM MORTGAGE CORP
May 04, 2017Deed of Trust, Mortgage · Line of Credit
SUNSHINE BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 02, 2018 · Amount on Record
Deed SaleFeb 02, 2018 · Amount on Record
Deed Document Number2018046326
Deed Book / Page25535 / 0952
Record UpdatedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address1838 GALLAGHER RD, DOVER, FL 33527-5928
Transaction TypeMortgage
Record UpdatedJan 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1838 GALLAGHER RD, DOVER, FL 33527-5928

Mortgage

Document Number0000544523
DateDec 29, 2025
Instrument2025544523
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33680
Agreement
TypeLine of Credit
AmountAmount Recorded
Term276 Months
DueDec 28, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address1838 GALLAGHER RD, DOVER, FL 33527-5928
Document Number0000463695
Instrument DateOct 19, 2020
Transaction TypeMortgage
Record UpdatedDec 07, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1838 GALLAGHER RD DOVER FL 335275928, DOVER, FL 33527-5928

Mortgage

Document Number0000463695
DateNov 07, 2020
Instrument463695
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 06, 2050

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateFeb 02, 2018
Property Address1838 GALLAGHER RD, DOVER, FL 33527-5928
Document Number0000046326
Book / Page25535 / 0952
Map ReferenceMB124 PG247&248
Instrument DateJan 31, 2018
Instrument2018046326
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyFIDELITY NATIONAL TITLE OF F

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,310.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1326 E LUMSDEN RD, 1326, BRANDON, FL 33511-6717

Transferred To (Grantee/Buyer)

NameVerified Name
Address1838 GALLAGHER RD, DOVER, FL 33527-5928

Mortgage

Document Number0000046327
DateFeb 02, 2018
Instrument2018046327
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2048

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address1838 GALLAGHER RD, DOVER, FL 33527-5928
Document Number0249261674
Book / Page024926 / 001674
Instrument DateMay 04, 2017
Transaction TypeMortgage
Record UpdatedMay 25, 2017

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address13305 WALDEN SHEFFIELD RD DOVER FL 335275547, DOVER, FL 33527-5547

Mortgage

Document Number0249261674
DateMay 10, 2017
Book Page024926/001674
Instrument179054
Lender
NameSUNSHINE BK
TypeBank
AddressPLANT CITY, FL 33563
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,753.00 (+12.58%) Homeowner's exemption$324,319 (+5.99%)$415,836 (+11.79%) Land $89,948 Building $325,888
2023$5,110.00 (+4.37%) Homeowner's exemption$305,999 (+3%)$371,981 (-0.2%) Land $76,456 Building $295,525
2022$4,896.00 Homeowner's exemption$297,086$372,727 Land $69,710 Building $303,017

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570122091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 41 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims21 (2002–2024)
Claims Outside the SFHA6 of 21
Most Recent ClaimNov 2024, rainfall accumulation, Hurricane Milton
Claims By Storm
  • Hurricane Milton, Nov 2024 · 9 claims
  • Hurricane Debby, Aug 2024 · 3 claims
  • Hurricane Irma, Sep 2017 · 5 claims

Wildfire

Wildfire RiskModerate
above 69% of the US · above 50% of Florida
Wildfire LikelihoodAbout 1 in 294 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 67 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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