Fairfield County property record for 1838 Frank Dr, Lancaster, OH 43130
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,444 sqft · built 1963 |
| Lot Size | 0.214 acres (9,317 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Jan 1996) |
| Tax Bill | $7,065 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-31246-300 |
| Primary APN | 05-31246-300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,444 sqft Living Area |
| 1st Floor Area | 1,184 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,317 sqft (0.214 acres) |
| Lot Dimensions | 137 ft deep x 68 ft wide |
| Garage Type | Detached |
| Garage Area | 925 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | 308 sqft |
| Patio Area | 308 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1838 FRANK DR |
|---|---|
| City | LANCASTER |
| State | OH |
| Zip | 43130-2205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LENMAR SUBDIVISION NO 5 LOT 350 IRREG |
| Legal Subdivision | LENMAR SUB |
| Legal Lot Number | 350 |
| Jurisdiction | FAIRFIELD OH |
| Township / Civil Division | LANCASTER CITY |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 31600 |
1838 Frank Dr is owned and occupied by an individual who bought it in January 1996.
Source: Fairfield County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1838 FRANK DR, LANCASTER, OH 43130-2205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2026 | Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK |
| Dec 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 26, 1996 · Amount on File |
| Deed Sale | Jan 26, 1996 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Aug 13, 2026 |
| Property Address | 1838 FRANK DR, LANCASTER, OH 43130-2205 |
| Document Number | 0000014309 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 202614309 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1838 FRANK DR, LANCASTER, OH 43130-2205 |
| Document Number | 0000014309, |
|---|---|
| Date | Aug 13, 2026 |
| Instrument | 202614309 |
| Name | UNION SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 7, 2036 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Property Address | 1838 FRANK DR, LANCASTER, OH 43130-2205 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000023058 |
|---|---|
| Date | Dec 11, 2019 |
| Book Page | 1810/1447 |
| Instrument | 201900023058 |
| Name | UNITED SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
The 2025 property tax bill for 1838 Frank Dr was $7,065 with a homeowner's exemption.
Source: Fairfield County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Fairfield County |
| Municipality | Lancaster City |
| Unified School District | Lancaster City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,065.00 Homeowner's exemption | $78,590 Land $18,340 Building $60,250 | $224,540 Land $52,390 Building $172,150 |
| 2023 | $1,783.00 Homeowner's exemption | $58,210 (-) Land $12,220 Building $45,990 | |
| 2022 | Homeowner's exemption | $58,210 Land $12,220 Building $45,990 | $166,320 Land $34,920 Building $131,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1838 Frank Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1838 Frank Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Glo Fiber, Verizon.
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