1838 Euclid Ave, Covington, KY 41014 Property Records

Kenton County property record for 1838 Euclid Ave, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,326 sqft · built 1921
Lot Size	0.161 acres (7,035 sqft)
Owner	Individual Name on Record
Last Sale	$199,000 (Dec 2021)
Tax Bill	$2,636 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-12-20-028.00`

Property Details

APN / Parcel Number

Primary APN	`055-12-20-028.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,326 sqft Finished Area
Gross Area	1,975 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	7,035 sqft (0.161 acres)
Lot Dimensions	201 ft deep x 35 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1838 EUCLID AVE
City	COVINGTON
State	KY
Zip	41014-1163
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAWTHORN ADDN LOT 12 35'X 201' IRREG
Legal Subdivision	HAWTHORN ADDN
Legal Lot Number	12
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4015
Census Tract	65000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Peaselburg Neighborhood Historic District listed 2017 · 544 contributing resources · NRIS 16000501

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1838 EUCLID AVE, COVINGTON, KY 41014-1163
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2021	Warranty Deed, Transfer · Conventional Mortgage NATIONS RELIABLE LENDING LLC
Jan 12, 2017	Quit Claim Deed, Transfer VICTORY CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2021 · Amount on Record
Deed Sale	Dec 1, 2021 · Amount on Record
Prior Sale	Mar 27, 2014 · Amount on Record
Deed Document Number	20215900298
Deed Book / Page	134 / 401
Prior Transfer Date	Jan 5, 2017
Prior Transfer Doc	0005900073
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 1, 2021
Property Address	1838 EUCLID AVE, COVINGTON, KY 41014-1163
Document Number	0005900298
Book / Page	134 / 401
Map Reference	PL 103
Instrument Date	Nov 29, 2021
Instrument	21120105900298
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 CARRIE WAY DR, 121, INDEPENDENCE, KY 41051-9233

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1838 EUCLID AVE, COVINGTON, KY 41014-1163

Mortgage

Document Number	0005900299
Date	Dec 1, 2021
Book Page	308/895
Instrument	21120105900299

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company
Address	HOUSTON, TX 77057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Jan 12, 2017
Property Address	1838 EUCLID AVE, COVINGTON, KY 41014-1163
Document Number	0000000073
Book / Page	0C6073 / 000273
Instrument Date	Jan 5, 2017
Instrument	73
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1838 EUCLID AVE COVINGTON KY 410141163, COVINGTON, KY 41014-1163

Mortgage

Document Number	74
Date	Jan 12, 2017
Book Page	0C6073/000275
Instrument	74

Lender

Name	VICTORY CMNTY BK
Type	Bank
Address	FORT MITCHELL, KY 41017

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,000 (-) Land $10,000 Building $189,000	$199,000 (-) Land $10,000 Building $189,000
2025	$2,636.00 (-0.53%)	$199,000 (-) Land $5,000 Building $194,000	$199,000 (-) Land $5,000 Building $194,000
2023	$2,650.00	$199,000 Land $5,000 Building $194,000	$199,000 Land $5,000 Building $194,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jul 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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