1838 Elbert Dr, Roanoke, VA 24018 Property Records

Roanoke County property record for 1838 Elbert Dr, Roanoke, VA 24018

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,400 sqft · built 1960
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$2,597 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`076.06-04-18`

Property Details

APN / Parcel Number

Primary APN	`076.06-04-18`
Alternative APNs	`000029030` `07606 418`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,400 sqft Finished Area
Gross Area	2,600 sqft
1st Floor Area	1,400 sqft
Basement Area	1,100 sqft
Unfinished Basement	1,100 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	000029030
Street Address	1838 ELBERT DR
City	ROANOKE
State	VA
Zip	24018-2752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 18 BLK 2 HIDDEN VALLEY HOMES
Legal Subdivision	SUGAR LOAF I
Legal Block	2
Legal Lot Number	18
Jurisdiction	ROANOKE VA
Township / Civil Division	WINDSOR HILLS
Census Block Group	4
Census Block	4015
Census Tract	30701

Owner

Source: Roanoke County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1838 ELBERT DR, ROANOKE, VA 24018-2752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
Nov 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 13, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 2, 2017	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
May 9, 2017	Deed of Trust, Mortgage · Line of Credit CAPITAL ONE NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2007
Deed Sale	Jan 10, 2007
Deed Document Number	2007383
Prior Transfer Date	Jan 5, 2007
Prior Transfer Doc	0000000383
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE VA
Recording Date	Jun 4, 2026
Property Address	1838 ELBERT DR, ROANOKE, VA 24018-2752
Document Number	0000005013
Instrument Date	May 29, 2026
Instrument	20265013
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1838 ELBERT DR, ROANOKE, VA 24018-2752

Mortgage

Document Number	0000005013,
Date	Jun 4, 2026
Instrument	20265013

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 29, 2036

Interest

Rate	6.3%
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE VA
Property Address	1838 ELBERT DR, ROANOKE, VA 24018-2752
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1838 ELBERT DR, ROANOKE, VA 24018-2752

Mortgage

Document Number	0000009751
Date	Nov 17, 2025
Instrument	202509751

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE VA
Property Address	1838 ELBERT DR, ROANOKE, VA 24018-2752
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210000000588
Date	Jan 13, 2021
Instrument	202100588

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jan 1, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE VA
Property Address	1838 ELBERT DR, ROANOKE, VA 24018-2752
Document Number	0000012733
Instrument Date	Dec 2, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1838 ELBERT DR ROANOKE VA 240182752, ROANOKE, VA 24018-2752

Mortgage

Document Number	0000012733
Date	Dec 8, 2017
Instrument	12733

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2047

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE VA
Property Address	1838 ELBERT DR, ROANOKE, VA 24018-2752
Document Number	0000006000
Instrument Date	May 9, 2017
Transaction Type	Mortgage
Record Updated	Jun 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1838 ELBERT DR ROANOKE VA 240182752, ROANOKE, VA 24018-2752

Mortgage

Document Number	0000006000
Date	Jun 15, 2017
Instrument	6000

Lender

Name	CAPITAL ONE NA
Type	Funding / Finance Company
Address	PLANO, TX 75024

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Roanoke County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Roanoke County
Unified School District	Roanoke County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,597.00 (+7.23%)	$252,200 (+7.23%) Land $57,000 Building $195,200	$252,200 (+7.23%) Land $57,000 Building $195,200
2025	$2,422.00 (+9.89%)	$235,200 (+13.08%) Land $57,000 Building $178,200
2024			$235,200 (+13.08%) Land $57,000 Building $178,200
2023	$2,204.00	$208,000 Land $47,500 Building $160,500	$208,000 Land $47,500 Building $160,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1985–2004)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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