1838 Cedar Dr, Severn, MD 21144 Property Records

Anne Arundel County property record for 1838 Cedar Dr, Severn, MD 21144

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,981 sqft · built 1966
Lot Size	1.64 acres (71,770 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Sep 2021)
Tax Bill	$6,113 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`04-746-05781840`

Property Details

APN / Parcel Number

Primary APN	`04-746-05781840`
Alternative APNs	`4-746-05781840` `74605781840`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,981 sqft Living Area
Gross Area	4,221 sqft
1st Floor Area	1,136 sqft
Basement Area	909 sqft
Finished Basement	909 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	71,770 sqft
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	840 sqft
Deck Area	168 sqft
Patio Area	176 sqft
Shed	1 Shed
Shed Area	640 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	74605781840
Street Address	1838 CEDAR DR
City	SEVERN
State	MD
Zip	21144-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 45 SC 2 SEVERN RIDGE
Legal Subdivision	SEVERN RIDGE
Legal Block	1
Legal Lot Number	45
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	1
Census Block Group	1
Census Block	1008
Census Tract	740103

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1838 CEDAR DR, SEVERN, MD 21144-1004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Sep 24, 2021	Deed, Transfer · Conventional Mortgage FIDELITY DIRECT MORTGAGE LLC
Jan 26, 2017	Deed of Trust, Mortgage MORTGAGE LENDERS/AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2021 · Amount on Record
Deed Sale	Sep 24, 2021 · Amount on Record
Prior Sale	Jul 24, 2012 · Amount on Record
Deed Book / Page	37603 / 1
Prior Transfer Date	Jul 21, 2008
Prior Transfer Doc	0203100398
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1838 CEDAR DR, SEVERN, MD 21144-1004
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1838 CEDAR DR, SEVERN, MD 21144-1004

Mortgage

Document Number	0362230349
Date	Feb 25, 2021
Book Page	36223/349

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 24, 2021
Property Address	1838 CEDAR DR, SEVERN, MD 21144-1004
Document Number	0376030001
Book / Page	37603 / 1
Map Reference	MB 21 FO 29
Instrument Date	Sep 7, 2021
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1838 CEDAR DR, SEVERN, MD 21144-1004

Mortgage

Document Number	376037
Date	Sep 24, 2021
Instrument	37603/7

Lender

Name	FIDELITY DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1838 CEDAR DR, SEVERN, MD 21144-1004
Document Number	0306670061
Book / Page	030667 / 000061
Instrument Date	Jan 26, 2017
Transaction Type	Mortgage
Record Updated	Sep 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1838 CEDAR DR SEVERN MD 211441004, SEVERN, MD 21144-1004

Mortgage

Document Number	0306670061
Date	Feb 23, 2017
Book Page	030667/000061

Lender

Name	MORTGAGE LENDERS/AMERICA
Type	Mortgage Company
Address	OVERLAND PARK, KS 66211

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 22, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$535,933 (+5.56%)	$592,400 (+16.68%) Land $203,900 Building $388,500
2025	$6,113.00 (+6.05%)	$507,700 (+14.77%) Land $180,900 Building $326,800	$507,700 (-) Land $180,900 Building $326,800
2024	$5,764.00 (+19.34%)
2023	$4,830.00	$442,367	$507,700 Land $180,900 Building $326,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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