Schenectady County and Schenectady City property record for 1838 Becker St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,712 sqft · built 1900 |
| Lot Size | 0.056 acres (2,464 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $226,000 (Mar 2024) |
| Tax Bill | $4,628 (2026) |
| Deeds & Mortgages | Jun 2022 Second Mortgage Mar 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.68-2-23 |
| Primary APN | 421500 49.68-2-23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,712 sqft Living Area |
| 1st Floor Area | 866 sqft |
| 2nd Floor Area | 846 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,464 sqft (0.056 acres) |
| Lot Dimensions | 77 ft deep x 32 ft wide |
| Porch | Slab |
| Porch Area | 321 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1838 BECKER ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | GRAY AND GOODARD MAP 2 WOOD |
| Legal Block | 2 |
| Legal Lot Number | 23.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 20700 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1838 BECKER ST, SCHENECTADY, NY 12304-1329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA |
| Mar 29, 2024 | Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2024 · Amount on Record |
| Deed Sale | Mar 29, 2024 · Amount on Record |
| Prior Sale | Sep 4, 2013 · Amount on Record |
| Deed Document Number | 202418774 |
| Deed Book / Page | 2127 / 960 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1838 BECKER ST, SCHENECTADY, NY 12304-1329 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY |
| Name | Verified Name |
|---|---|
| Address | 1838 BECKER ST, SCHENECTADY, NY 12304-1329 |
| Document Number | 0000030348 |
|---|---|
| Date | Jun 8, 2022 |
| Book Page | 5232/858 |
| Instrument | 202230348 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | May 24, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 29, 2024 |
| Property Address | 1838 BECKER ST, SCHENECTADY, NY 12304-1329 |
| Document Number | 0000018774 |
| Book / Page | 2127 / 960 |
| Instrument Date | Mar 11, 2024 |
| Instrument | 202418774 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $904.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1838 BECKER ST, SCHENECTADY, NY 12304-1329 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1020 PLEASANT ST, SCHENECTADY, NY 12303-1712 |
| Document Number | 0000018775 |
|---|---|
| Date | Mar 29, 2024 |
| Instrument | 202418775 |
| Name | PREMIUM MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,628.00 (+1.25%) | ||
| 2025 | $4,571.00 (+8.11%) | $76,800 (-) Land $11,500 Building $65,300 | $127,173 (+30.82%) Land $19,043 Building $108,130 |
| 2023 | $76,800 (-) Land $11,500 Building $65,300 | $97,215 (+3.8%) Land $14,557 Building $82,658 | |
| 2022 | $76,800 Land $11,500 Building $65,300 | $93,659 Land $14,024 Building $79,635 | |
| 2021 | $4,228.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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