18376 Heimbach Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 18376 Heimbach Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,262 sqft · built 1986
Lot Size	40 acres (1,742,400 sqft)
Owner	Company Name on Record
Last Sale	$265,000 (Apr 2019)
Tax Bill	$1,632 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013-028-009-00`

Property Details

APN / Parcel Number

Primary APN	`013-028-009-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	3,262 sqft Living Area
1st Floor Area	1,772 sqft
Basement Area	480 sqft
Unfinished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	1,742,400 sqft (40 acres)
Lot Dimensions	250 ft deep x 250 ft wide
Garage Area	864 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	18376 HEIMBACH RD
City	THREE RIVERS
State	MI
Zip	49093-8106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SE 1/4 SW 1/4 SEC 28 T5S R11W. 40 A. (SPLIT 013-028-009-10 FOR 2020)
Legal Range	11W
Legal Township	05S
Legal Section	28
Jurisdiction	ST JOSEPH MI
Township / Civil Division	PARK
Census Block Group	3
Census Block	3046
Census Tract	40900

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	18376 HEIMBACH RD, THREE RIVERS, MI 49093-8106
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2018	Deed of Trust, Mortgage · Commercial Mortgage STURGIS BANK & TRUST CO
Apr 15, 2019	Deed, Transfer · ARM FARMERS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2019 · Amount on Record
Deed Sale	Apr 15, 2019 · Amount on Record
Prior Sale	Jul 23, 1998 · Amount on Record
Deed Book / Page	1954 / 934
Prior Transfer Date	Nov 7, 2014
Prior Transfer Doc	1764/0893
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	18376 HEIMBACH RD, THREE RIVERS, MI 49093-8106
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01932/0425
Date	Sep 25, 2018
Book Page	1932/0425

Lender

Name	STURGIS BANK & TRUST CO
Type	Bank
Address	STURGIS, MI 49091

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Apr 15, 2019
Property Address	18376 HEIMBACH RD, THREE RIVERS, MI 49093-8106
Document Number	01954/0934
Book / Page	1954 / 0934
Instrument Date	Apr 11, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,279.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18376 HEIMBACH RD, 18376, THREE RIVERS, MI 49093-8106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7717 W 1200 N-57, TOPEKA, IN 46571-9603

Mortgage

Document Number	0001954936
Date	Apr 15, 2019
Instrument	1954/936

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.29%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2025
Change Frequency	Annually
Min Rate At Change	3.99%
Max Rate At Change	7.29%
Index	1-Year CMT
Max Rate	11.2%

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Park Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,500 (+11.18%)	$551,000 (+11.18%)
2025	$1,632.00 Homeowner's exemption	$247,800 Land $138,800 Building $109,000	$495,600 Land $277,600 Building $218,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Midwest Energy & Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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