1837 Red River Trl, Saint Cloud, MN 56301 Property Records

Stearns County property record for 1837 Red River Trl, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,194 sqft · built 1991
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Apr 2026)
Tax Bill	$4,214 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Sep 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-50708-0646`

Property Details

APN / Parcel Number

Primary APN	`82-50708-0646`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,194 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Bi-Level
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Lot Width	91 ft Width
Garage Area	582 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1837 RED RIVER TRL
City	SAINT CLOUD
State	MN
Zip	56301-9545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ALL OF LOT 4 & W 1' LOT 5 BLK 1 LESS P/O LOT 4 BEG SW COR LOT 4-NW 30'-S89D E 10'-SE 28.38'-SWLY ALG N ROW RED RIVER DR
Legal Range	28W
Legal Township	124
Legal Section	35
Legal Subdivision	SIGNAL HILL 3RD ADD
Legal Block	1
Legal Lot Number	4-5
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2009
Census Tract	402

Owner

1837 Red River Trl is owned and occupied by two individuals who bought it in April 2026.

Source: Stearns County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1837 RED RIVER TRL, SAINT CLOUD, MN 56301-9545
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Warranty Deed, Transfer · FHA Mortgage GRANITE BANK
Sep 7, 2022	Warranty Deed, Transfer MISC COMPANY
Apr 3, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2026 · Amount on File
Deed Sale	Apr 29, 2026 · Amount on File
Prior Sale	Sep 1, 2022 · Amount on File
Deed Document Number	20261712213
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 29, 2026
Property Address	1837 RED RIVER TRL, SAINT CLOUD, MN 56301-9545
Document Number	0001712213
Instrument Date	Apr 22, 2026
Instrument	20261712213
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	ICE MORTGAGE TECHNOLOGY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108,322.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1837 RED RIVER TRL, SAINT CLOUD, MN 56301-9545

Mortgage

Document Number	0001712214,
Date	Apr 29, 2026
Instrument	20261712214

Lender

Name	GRANITE BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 7, 2022
Property Address	1837 RED RIVER TRL, SAINT CLOUD, MN 56301-9545
Document Number	00A1640129
Instrument Date	Aug 30, 2022
Instrument	A1640129
Transaction Type	Transfer
Record Updated	Nov 6, 2025
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1837 RED RIVER TRL, SAINT CLOUD, MN 56301-9545

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 3, 2020
Property Address	1837 RED RIVER TRL, SAINT CLOUD, MN 56301-9545
Document Number	00A1565967
Instrument Date	Mar 12, 2020
Instrument	A1565967
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1837 RED RIVER TRL, SAINT CLOUD, MN 56301-9545
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 1837 Red River Trl was $4,214, up 21.7% from the year before.

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,214.00 (+21.65%)
2025	$3,464.00	$301,600 Land $50,000 Building $251,600	$301,600 Land $50,000 Building $251,600
2023	$3,200.00	$278,700 Land $50,000 Building $228,700	$278,700 Land $50,000 Building $228,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1837 Red River Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1837 Red River Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Red River Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures