Polk County property record for 1837 James Towne Ln, Bartow, FL 33830
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,793 sqft · built 2017 |
| Lot Size | 0.201 acres (8,773 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $307,000 (Nov 2021) |
| Tax Bill | $2,976 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Sep 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-29-32-363428-001060 |
| Primary APN | 25-29-32-363428-001060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,793 sqft Living Area |
| Gross Area | 2,193 sqft |
| 1st Floor Area | 1,793 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 8,773 sqft (0.201 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 42 sqft |
| Street Address | 1837 JAMES TOWNE LN |
|---|---|
| City | BARTOW |
| State | FL |
| Zip | 33830-6312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JAMES TOWN PLACE PHASE THREE PB 160 PGS 19 & 20 LOT 106 |
| Legal Range | 25E |
| Legal Township | 29S |
| Legal Section | 32 |
| Legal Subdivision | JAMES TOWN PLACE PHASE THREE |
| Legal Phase | 3 |
| Legal Tract | 363428 |
| Legal Block | 1 |
| Legal Lot Number | 106 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 1 |
| Census Block | 1076 |
| Census Tract | 14803 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1837 JAMES TOWNE LN, BARTOW, FL 33830-6312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2021 | Warranty Deed, Transfer · FHA Mortgage MIDFLORIDA CU |
| Sep 17, 2020 | Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| May 12, 2017 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage HOME SOLUTION LENDERS |
| Jan 20, 2017 | Warranty Deed, Transfer INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2021 · Amount on Record |
| Deed Sale | Nov 30, 2021 · Amount on Record |
| Prior Sale | Sep 17, 2020 · Amount on Record |
| Deed Document Number | 2021310612 |
| Deed Book / Page | 12003 / 71 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 30, 2021 |
| Property Address | 1837 JAMES TOWNE LN, BARTOW, FL 33830-6312 |
| Document Number | 0000310612 |
| Book / Page | 12003 / 71 |
| Map Reference | MB 160 PG 19&20 |
| Instrument Date | Nov 22, 2021 |
| Instrument | 2021310612 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2021 |
| Title Company | UNITED TITLE GROUP/LAKELAND LLC, UNITED TTL GROUP OF LAKELAND |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,149.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 644 PINTAIL CIR, 644, AUBURNDALE, FL 33823-8369 |
| Name | Verified Name |
|---|---|
| Address | 1837 JAMES TOWNE LN, BARTOW, FL 33830-6312 |
| Document Number | 0001200373 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 12003/73 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 17, 2020 |
| Property Address | 1837 JAMES TOWNE LN, BARTOW, FL 33830-6312 |
| Document Number | 0113791320 |
| Book / Page | 011379 / 001320 |
| Instrument Date | Sep 14, 2020 |
| Instrument | 194639 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2020 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,608.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1837 JAMES TOWNE LN BARTOW FL 338306312, BARTOW, FL 33830-6312 |
| Document Number | 113791322 |
|---|---|
| Date | Sep 17, 2020 |
| Book Page | 011379/001322 |
| Instrument | 194640 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 16, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 12, 2017 |
| Property Address | 1837 JAMES TOWNE LN, BARTOW, FL 33830-6312 |
| Document Number | 0101450607 |
| Book / Page | 010145 / 000607 |
| Instrument Date | May 9, 2017 |
| Instrument | 91005 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 19, 2018 |
| Title Company | INSURED R/E TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,217.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1837 JAMES TOWNE LN BARTOW FL 33830, BARTOW, FL 33830 |
| Document Number | 101450688 |
|---|---|
| Date | May 12, 2017 |
| Book Page | 010145/000688 |
| Instrument | 91006 |
| Name | HOME SOLUTION LENDERS |
|---|---|
| Type | Funding / Finance Company |
| Address | BARTOW, FL 33830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 11, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 20, 2017 |
| Property Address | 1837 JAMES TOWNE LN, BARTOW, FL 33830-6312 |
| Document Number | 0100430514 |
| Book / Page | 010043 / 000514 |
| Instrument Date | Jan 18, 2017 |
| Instrument | 11812 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2017 |
| Title Company | INSURED R/E TITLE SERVICES, INSURED R/E TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Tax | $693.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1925 E EDGEWOOD DR #100 LAKELAND FL 338033480, 100, LAKELAND, FL 33803-3480 |
| Investor | Possibly a Property Investor |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $263,552 (-2.54%) Land $42,000 Building $221,552 | $263,552 (-2.54%) Land $42,000 Building $221,552 | |
| 2025 | $2,976.00 (-12.98%) Homeowner's exemption | $270,413 (+2.33%) Land $42,000 Building $228,413 | $270,413 (-8.62%) Land $42,000 Building $228,413 |
| 2023 | $3,420.00 (+2.83%) Homeowner's exemption | $264,266 (+3%) | $295,921 (+15.34%) Land $40,000 Building $255,921 |
| 2022 | $3,326.00 Homeowner's exemption | $256,569 Land $33,000 Building $223,569 | $256,569 Land $33,000 Building $223,569 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BARTOW serves 21,501 people · EPA ID FL6530315 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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