1837 Arctic Ct, Laredo, TX 78045 Property Records

Webb County property record for 1837 Arctic Ct, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,494 sqft · built 2002
Lot Size	0.139 acres (6,050 sqft)
Owner	Individual Name on Record
Last Sale	$206,274 (Feb 2022)
Tax Bill	$1,230 (2025)
Deeds & Mortgages	Feb 2022 Second Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`985-81010-190`

Property Details

APN / Parcel Number

Primary APN	`985-81010-190`
Alternative APN	`255398`

Interior

Stories	1 Story
Building Area	1,494 sqft Living Area
Gross Area	1,935 sqft
1st Floor Area	1,494 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,050 sqft (0.139 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	156 sqft

Location & Zoning

Street Address	1837 ARCTIC CT
City	LAREDO
State	TX
Zip	78045-8417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	VILLAGE HEIGHTS UNIT IV, BLOCK 10, LOT 19
Legal Subdivision	VILLAGE HEIGHTS UNIT IV
Legal Block	10
Legal Lot Number	19
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	1
Census Block	1003
Census Tract	1725

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1837 ARCTIC CT, LAREDO, TX 78045-8417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HSNG CORP
Feb 16, 2022	Vendor's Lien, Transfer BENEFICIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2022 · Amount on Record
Deed Sale	Feb 16, 2022 · Amount on Record
Deed Document Number	20221458352
Deed Book / Page	5214 / 129
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1837 ARCTIC CT, LAREDO, TX 78045-8417
Transaction Type	Mortgage
Record Updated	Feb 28, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1837 ARCTIC CT, LAREDO, TX 78045-8417

Mortgage

Document Number	005214/146
Date	Feb 16, 2022
Book Page	5214/146
Instrument	1458354

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Feb 14, 2025

February 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Feb 16, 2022
Property Address	1837 ARCTIC CT, LAREDO, TX 78045-8417
Document Number	005214/129
Book / Page	5214 / 129
Map Reference	VOL 20 PG 62
Instrument Date	Feb 14, 2022
Instrument	1458352
Transaction Type	Transfer
Record Updated	May 27, 2022
Title Company	LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1837 ARCTIC CT, LAREDO, TX 78045-8417

Mortgage

Document Number	0001458354
Date	Feb 16, 2022
Instrument	1458354

Lender

Name	BENEFICIAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Feb 14, 2025

Mortgage

Document Number	005214/132
Date	Feb 16, 2022
Book Page	5214/132
Instrument	1458353

Lender

Name	SFMC LP
Type	Mortgage Company
Address	MCKINNEY, TX 75070

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,900 (-0.47%) Land $84,458 Building $157,442	$241,900 (-0.47%) Land $84,458 Building $157,442
2025	$1,230.00 (-18.11%)	$243,044 (+12.44%) Land $84,458 Building $158,586	$243,044 (+12.44%) Land $84,458 Building $158,586
2024	$1,502.00 (+163.97%)
2023		$216,147 Land $68,486 Building $147,661	$216,147 Land $68,486 Building $147,661
2022	$569.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 895 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, Smartcom Telephone.

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