18366 Carmel Dr, Castro Valley, CA 94546 Property Records

Alameda County property record for 18366 Carmel Dr, Castro Valley, CA 94546

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1962
Lot Size	0.14 acres (6,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$885,000 (May 2018)
Tax Bill	$12,668 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`84D-1104-79`

Property Details

APN / Parcel Number

Primary APN	`84D-1104-79`
Alternative APN	`084D-1104-079-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,512 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1963
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,100 sqft (0.14 acres)

Location & Zoning

Street Address	18366 CARMEL DR
City	CASTRO VALLEY
State	CA
Zip	94546-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00003 BLK: 0005 TR: 1174
Legal Subdivision	TRACT 1174 FILED APRIL 30 1952
Legal Tract	1174
Legal Block	5
Legal Lot Number	3
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	1
Census Block	1005
Census Tract	430400

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18366 CARMEL DR, CASTRO VALLEY, CA 94546-1902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage PATELCO CU
May 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage PATELCO CU
May 24, 2018	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2018 · Amount on Record
Deed Sale	May 24, 2018 · Amount on Record
Deed Document Number	2018103709
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	18366 CARMEL DR, CASTRO VALLEY, CA 94546-1902
Transaction Type	Mortgage
Record Updated	Oct 2, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18366 CARMEL DR, CASTRO VALLEY, CA 94546-1902

Mortgage

Document Number	0000100932
Date	Sep 5, 2023
Instrument	2023100932

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 30, 2048

Interest

Rate Type	Adjustable Rate
Rate	8.75%
Change Frequency	Monthly
Index	Prime Rate
Max Rate	17%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	18366 CARMEL DR, CASTRO VALLEY, CA 94546-1902
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18366 CARMEL DR, CASTRO VALLEY, CA 94546-1902

Mortgage

Document Number	0000154896
Date	Apr 20, 2021
Instrument	2021154896

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	18366 CARMEL DR, CASTRO VALLEY, CA 94546-1902
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000104078
Date	May 5, 2020
Instrument	2020104078

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	18366 CARMEL DR, CASTRO VALLEY, CA 94546-1902
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088662
Date	May 14, 2019
Instrument	2019088662

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 24, 2018
Property Address	18366 CARMEL DR, CASTRO VALLEY, CA 94546-1902
Document Number	0000103709
Map Reference	MB 31 PG 95
Instrument Date	May 10, 2018
Instrument	2018103709
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	18366 CARMEL DR, CASTRO VALLEY, CA 94546-1902

Mortgage

Document Number	0000103710
Date	May 24, 2018
Instrument	2018103710

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,020,094 (+1.3%) Land $308,128 Building $718,966
2025	$12,668.00 (+3.83%) Homeowner's exemption	$1,006,961 (+4.04%) Land $302,088 Building $704,873
2023	$12,201.00 Homeowner's exemption	$967,861 Land $290,358 Building $677,503	$947,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Unwired, Verizon.

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