18365 Old Coach Way, Poway, CA 92064 Property Records

San Diego County property record for 18365 Old Coach Way, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 6,292 sqft · built 2007
Lot Size	1.01 acres (44,431 sqft)
Owner	2 Trust Names on File
Last Sale	$3,067,500 (Aug 2023)
Tax Bill	$35,564 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`277-202-14-00`

Property Details

APN / Parcel Number

Primary APN	`277-202-14-00`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Building Area	6,292 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	44,431 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	18365 OLD COACH WAY
City	POWAY
State	CA
Zip	92064-6636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC-4
Legal Description	LOT 53 TR 013708
Legal Subdivision	HERITAGE POWAY 89-13R PH 1 UN
Legal Tract	013708
Legal Block	3
Legal Lot Number	53
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3008
Census Tract	17020

Owner

18365 Old Coach Way is owner-occupied and held in a trust since August 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	16776 PEACE VALLEY LN, RAMONA, CA 92065-7046
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEXBANK SSB
Oct 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEXBANK SSB
Aug 25, 2023	Grant Deed, Transfer CHICAGO TITLE COMPANY
Mar 24, 2021	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 10, 2020	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2023 · Amount on File
Deed Sale	Aug 25, 2023 · Amount on File
Prior Sale	Mar 24, 2021 · Amount on File
Deed Document Number	2023231681
Prior Transfer Date	Oct 17, 2007
Prior Transfer Doc	0000693878
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	18365 OLD COACH WAY, POWAY, CA 92064-6636
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18365 OLD COACH WAY, POWAY, CA 92064-6636

Mortgage

Document Number	0000616331
Date	Aug 30, 2021
Instrument	2021-0616331

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	18365 OLD COACH WAY, POWAY, CA 92064-6636
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18365 OLD COACH WAY, POWAY, CA 92064-6636

Mortgage

Document Number	0000131370
Date	Mar 24, 2022
Instrument	2022-0131370

Lender

Name	NEXBANK SSB
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Oct 1, 2022
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.87%
Index	1-Month LIBOR
Max Rate	7.87%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	18365 OLD COACH WAY, POWAY, CA 92064-6636
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18365 OLD COACH WAY, POWAY, CA 92064-6636

Mortgage

Document Number	0000395993
Date	Oct 12, 2022
Instrument	2022-0395993

Lender

Name	NEXBANK SSB
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	May 1, 2023
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.37%
Index	Other
Max Rate	9.37%

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 25, 2023
Property Address	18365 OLD COACH WAY, POWAY, CA 92064-6636
Document Number	0000231681
Map Reference	MAP 13708
Instrument Date	Jul 28, 2023
Instrument	2023-0231681
Transaction Type	Transfer
Record Updated	Sep 4, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	16776 PEACE VALLEY LN, RAMONA, CA 92065-7046

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 24, 2021
Property Address	18365 OLD COACH WAY, POWAY, CA 92064-6636
Document Number	0000230799
Map Reference	MAP 13708
Instrument Date	Mar 11, 2021
Instrument	2021-0230799
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	18365 OLD COACH WAY, POWAY, CA 92064-6636

Mortgage

Document Number	0000230800
Date	Mar 24, 2021
Instrument	2021-0230800

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 10, 2020
Property Address	18365 OLD COACH WAY, POWAY, CA 92064-6636
Document Number	0000183369
Instrument Date	Feb 18, 2020
Instrument	183369
Transaction Type	Transfer
Record Updated	Apr 27, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$2,475.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	18790 HERITAGE DR POWAY CA 920646643, POWAY, CA 92064-6643

Tax Assessment & Valuation

The 2025 property tax bill for 18365 Old Coach Way was $35,564 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,191,427 (+2%) Land $1,664,640 Building $1,526,787
2025	$35,564.00 Homeowner's exemption	$3,128,850 Land $1,632,000 Building $1,496,850
2023	$26,453.00 (+1.68%) Homeowner's exemption	$2,340,901 Land $936,360 Building $1,404,541
2022	$26,017.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 18365 Old Coach Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18365 Old Coach Way is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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