18362 168th Ave, Spring Lake, MI 49456 Property Records

Ottawa County property record for 18362 168th Ave, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,166 sqft · built 1992
Lot Size	0.386 acres (16,814 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Jun 2024)
Tax Bill	$6,980 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-03-10-100-032`

Property Details

APN / Parcel Number

Primary APN	`70-03-10-100-032`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,166 sqft Living Area
1st Floor Area	1,166 sqft
Basement Area	1,166 sqft
Unfinished Basement	1,166 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	16,814 sqft (0.386 acres)
Lot Dimensions	112 ft deep x 150 ft wide
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	18362 168TH AVE
City	SPRING LAKE
State	MI
Zip	49456-1008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PART OF NW 1/4 COM 18175 FT S 0D 54M E OF NW SEC COR, TH N 89D 57M E 145 FT, S 0D 54M E 150 FT, S 89D 57M W 145 FT, N 0D 54M
Legal Range	16W
Legal Township	08N
Legal Section	10
Legal Block	100
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	2
Census Block	2012
Census Tract	20503

Owner

18362 168th Ave is owned and occupied by an individual who bought it in June 2024.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	18362 168TH AVE, SPRING LAKE, MI 49456-1008
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2024 · Amount on File
Deed Sale	Jun 18, 2024 · Amount on File
Prior Sale	Apr 5, 2023 · Amount on File
Deed Document Number	202415087
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Apr 5, 2023
Property Address	18362 168TH AVE, SPRING LAKE, MI 49456-1008
Document Number	20230007842
Instrument Date	Mar 31, 2023
Instrument	2023-0007842
Transaction Type	Transfer
Record Updated	Apr 20, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,987.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18362 168TH AVE, SPRING LAKE, MI 49456-1008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18362 168TH AVE, SPRING LAKE, MI 49456-1008

Mortgage

Document Number	20230007843
Date	Apr 5, 2023
Instrument	2023-0007843

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	18362 168TH AVE, SPRING LAKE, MI 49456-1008
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210009936
Date	Feb 23, 2021
Instrument	2021-0009936

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 18362 168th Ave was $6,980.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,900	$289,800
2025	$6,980.00
2023		$104,500	$209,000
2022	$1,992.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 18362 168th Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2013–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18362 168th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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