18360 Ridgeline Dr, Estero, FL 33928 Property Records

Lee County property record for 18360 Ridgeline Dr, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Lot Size0.254 acres (11,083 sqft)
Owner2 Individual Names on Record
Last Sale$558,800 (Jan 2025)
Tax Bill$6,928 (2025)
Deeds & MortgagesJan 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-46-27-L3-0400A.6260

Property Details

APN / Parcel Number

Primary APN30-46-27-L3-0400A.6260
Alternative APNs
  • 273046L30400A6260
  • 10616677

Exterior

Lot Area11,083 sqft (0.254 acres)
PorchPorch
Porch Area43 sqft

Location & Zoning

Account Number10616677
Street Address18360 RIDGELINE DR
CityESTERO
StateFL
Zip33928-9815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMPD
Legal DescriptionVERDANA VILLAGE PHASE 2A/2B AS DESC IN INSTRUMENT 2022000319154 BLK A LOT 626
Legal SubdivisionVERDANA VILLAGE
Legal BlockA
Legal Lot Number626
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1003
Census Tract50312

Owner

Source: Lee County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address18360 RIDGELINE DR, ESTERO, FL 33928-9815
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 29, 2025 · Amount on Record
Deed SaleJan 29, 2025 · Amount on Record
Prior SaleJul 10, 2024 · Amount on Record
Deed Document Number202525093
Record UpdatedJun 8, 2026

January 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateJan 29, 2025
Property Address18360 RIDGELINE DR, ESTERO, FL 33928-9815
Document Number0000025093
Map ReferenceDOC 2022000319154
Instrument DateJan 17, 2025
Instrument2025000025093
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 26, 2025
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,911.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address24311 WALDEN CENTER DR # DR300, DR300, BONITA SPRINGS, FL 34134-4937

Transferred To (Grantee/Buyer)

NameVerified Name
Address18360 RIDGELINE DR, ESTERO, FL 33928-9815

Mortgage

Document Number0000025094
DateJan 29, 2025
Instrument2025000025094
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6.25%
Type Change DateFeb 1, 2030
Change Frequency6 Months
Min Rate At Change4.25%
Max Rate At Change8.25%
IndexSOFR Average 30-Day
Margin3
Max Rate11.2%

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,928.00 (+187.47%)$370,557 (+238.54%) Land $117,572 Building $252,985$370,557 (+238.54%) Land $117,572 Building $252,985
2023$2,410.00$109,457 Land $109,457$109,457 Land $109,457

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 205 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies329 units insured
incl. 124 condo units
Nearby Flood Claims42 (1981–2024)
Claims Outside the SFHA9 of 42
Most Recent ClaimAug 2024 · other causes
Claims by Event
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 70% of Florida
Wildfire Likelihood0.7% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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