1836 River Bluff St, Niles, MI 49120 Property Records

Berrien County property record for 1836 River Bluff St, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,806 sqft · built 1910
Lot Size	2.58 acres (112,385 sqft)
Owner	Individual Name on File
Last Sale	$297,000 (Aug 2021)
Tax Bill	$3,634 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-0022-0028-01-9`

Property Details

APN / Parcel Number

Primary APN	`14-0022-0028-01-9`
Alternative APN	`11-14-0022-0028-01-9`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,806 sqft Living Area
1st Floor Area	1,422 sqft
Basement Area	1,422 sqft
Unfinished Basement	947 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	112,385 sqft (2.58 acres)
Lot Dimensions	402 ft deep x 227 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1836 RIVER BLUFF ST
City	NILES
State	MI
Zip	49120-1188
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	COM 27.5'N OF SW COR OF NE1/4 OF NE 1/4 SEC 22 T7S R17W TH E 72.4'TO C/L HWY TH S41DEG30'E ALONG C/L 37.2'TH S42DEG30'E ON C/L 57.8'TH S 59DEG W 460'TO ST JOSEPH RIVER TH NWLY ALONG RIVER TO A PT DUE W OF BEG TH E TO BEG
Legal Range	17W
Legal Township	07S
Legal Section	22
Legal Lot Number	37-57
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	2
Census Block	2011
Census Tract	20400

Owner

1836 River Bluff St is owned and occupied by an individual who bought it in August 2021.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 354, NILES, MI 49120-0354
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2021 · Amount on File
Deed Sale	Aug 25, 2021 · Amount on File
Prior Sale	Feb 15, 2013 · Amount on File
Deed Book / Page	3341 / 1597
Prior Transfer Date	Jul 10, 2013
Prior Transfer Doc	03044/1243
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 25, 2021
Property Address	1836 RIVER BLUFF ST, NILES, MI 49120-1188
Document Number	03341/1597
Book / Page	3341 / 1597
Instrument Date	Aug 13, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,554.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1836 RIVER BLUFF ST, NILES, MI 49120-1188

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1836 RIVER BLUFF ST, NILES, MI 49120-1188

Mortgage

Document Number	0033411599
Date	Aug 25, 2021
Instrument	3341/1599

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1836 River Bluff St was $3,634 with a homeowner's exemption, up 2.7% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Niles Township
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,000 (+15.47%)	$400,000 (+15.47%)
2025	$3,634.00 (+2.71%) Homeowner's exemption	$173,200	$346,400
2024	$3,538.00
2023		$127,700	$255,400
2022	$3,207.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1836 River Bluff St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1990–2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1836 River Bluff St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20