Isle Of Wight County property record for 18357 Cherry Grove Cir, Smithfield, VA 23430
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,849 sqft · built 1996 |
| Lot Size | 0.89 acres (38,652 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Apr 2015) |
| Tax Bill | $2,983 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 42A-02-012 |
| Primary APN | 42A-02-012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,849 sqft Living Area |
| 1st Floor Area | 1,849 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Logs |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 38,652 sqft (0.89 acres) |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Street Address | 18357 CHERRY GROVE CIR |
|---|---|
| City | SMITHFIELD |
| State | VA |
| Zip | 23430-6407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC |
| Legal Description | L 12 SEC 2 CHERRY GROV PLAT 7/27 |
| Legal Subdivision | CHERRY GROVE ACRES SEC 2 |
| Legal Lot Number | 12 |
| Jurisdiction | ISLE OF WIGHT VA |
| Township / Civil Division | WINDSOR |
| Census Block Group | 4 |
| Census Block | 4029 |
| Census Tract | 280200 |
Source: Isle Of Wight County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18357 CHERRY GROVE CIR, SMITHFIELD, VA 23430-6407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2015 · Amount on Record |
| Deed Sale | Apr 30, 2015 · Amount on Record |
| Prior Sale | Jun 6, 2014 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLE OF WIGHT VA |
| Recording Date | Apr 30, 2026 |
| Property Address | 18357 CHERRY GROVE CIR, SMITHFIELD, VA 23430-6407 |
| Document Number | 0000002091 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 20262091 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 18357 CHERRY GROVE CIR, SMITHFIELD, VA 23430-6407 |
| Document Number | 0000002091, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 20262091 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Isle Of Wight County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Isle Of Wight County |
| Unified School District | Isle of Wight County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,983.00 (+4.52%) | $368,300 (-) Land $50,000 Building $318,300 | $368,300 (-) Land $50,000 Building $318,300 |
| 2025 | $2,854.00 | $368,300 (-) Land $50,000 Building $318,300 | $368,300 (-) Land $50,000 Building $318,300 |
| 2023 | $368,300 Land $50,000 Building $318,300 | $368,300 Land $50,000 Building $318,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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