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18354 Stuart Rd, Chesaning, MI 48616 Property Records

Saginaw County property record for 18354 Stuart Rd, Chesaning, MI 48616 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,072 sqft · built 2001
Lot Size1.89 acres (82,328 sqft)
Owner2 Individual Names on File
Last Sale$138,000 (Nov 2012)
Tax Bill$1,113 (2025)
Deeds & MortgagesApr 2021 Mortgage
Jun 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN13-09-3-27-1004-001

Property Details

APN / Parcel Number

Primary APN13-09-3-27-1004-001

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,072 sqft Living Area
1st Floor Area1,232 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area82,328 sqft (1.89 acres)
Garage Area896 sqft
Parking Spaces4 Parking Spaces
PorchCovered Porch
Porch Area180 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address18354 STUART RD
CityCHESANING
StateMI
Zip48616-9797
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 145 FT OF E 600 FT OF N 1914 FT OF E 1/2 OF NE 1/4 2.0 ACRES SEC 27 T9N R3E
Legal Range03E
Legal Township09N
Legal Section27
JurisdictionSAGINAW MI
Township / Civil DivisionCHESANING
Census Block Group3
Census Block3010
Census Tract12700

Owner

Source: Saginaw County records · APN 13-09-3-27-1004-001

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address18354 STUART RD, CHESANING, MI 48616-9797
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERIFIRST FINANCIAL CORP
Jun 17, 2019Deed of Trust, Mortgage · FHA Mortgage
AMERIFIRST FINANCIAL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 28, 2012 · Amount on Record
Deed SaleNov 28, 2012 · Amount on Record
Prior SaleFeb 24, 2012 · Amount on Record
Deed Document Number201237623
Deed Book / Page2700 / 2141
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address18354 STUART RD, CHESANING, MI 48616-9797
Transaction TypeMortgage
Record UpdatedMay 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address18354 STUART RD, CHESANING, MI 48616-9797

Mortgage

Document Number2021015506
DateApr 22, 2021
Instrument2021015506
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
AddressPORTAGE, MI 49002
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 01, 2036

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address18354 STUART RD, CHESANING, MI 48616-9797
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016148
DateJun 17, 2019
Instrument2019016148
Lender
NameAMERIFIRST FINANCIAL
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term349 Months
DueJul 01, 2048

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionChesaning Township
Unified School DistrictChesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$143,700 (+30.76%)$287,400 (+30.76%)
2025$1,113.00 (-65.84%) Homeowner's exemption
2023$109,900$219,800
2022$3,258.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261450127003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 5% of the US · above 11% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
AT&TFixed Wireless25 / 3
BrightspeedDSL10 / 1
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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