1835 Sentry Oak Ct, Fleming Island, FL 32003 Property Records

Clay County property record for 1835 Sentry Oak Ct, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,605 sqft · built 2003
Lot Size	0.232 acres (10,082 sqft)
Owner	Individual Name on Record
Last Sale	$377,500 (Apr 2021)
Tax Bill	$5,376 (2025)
Deeds & Mortgages	Sep 2025 Mortgage May 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`38-05-26-014266-015-82`

Property Details

APN / Parcel Number

Primary APN	`38-05-26-014266-015-82`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,605 sqft Living Area
Gross Area	3,102 sqft
1st Floor Area	2,605 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,082 sqft (0.232 acres)
Garage Type	Attached
Garage Area	497 sqft
Porch	Finished/Open Porch
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1835 SENTRY OAK CT
City	FLEMING ISLAND
State	FL
Zip	32003-3765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 82 MARGARETS WALK AS REC OR 4441 PG 1629 & 4451 PG 660
Legal Range	26E
Legal Township	05S
Legal Section	38
Legal Subdivision	MARGARETS WALK
Legal Lot Number	82
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2027
Census Tract	30701

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1835 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3765
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
May 3, 2021	Correction Deed ATTORNEY ONLY, ATTORNEY
Apr 9, 2021	Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Nov 14, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2021 · Amount on Record
Deed Sale	Apr 9, 2021 · Amount on Record
Prior Sale	Oct 24, 2003 · Amount on Record
Deed Document Number	202122217
Deed Book / Page	4441 / 1629
Prior Transfer Date	Jul 10, 2012
Prior Transfer Doc	0034300703
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1835 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3765
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1835 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3765

Mortgage

Document Number	0049721100
Date	Sep 25, 2025
Book Page	4972/1100
Instrument	2025045443

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	308 Months
Due	May 1, 2051

May 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	CLAY FL
Recording Date	May 3, 2021
Property Address	1835 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3765
Document Number	0044510660
Book / Page	4451 / 660
Map Reference	MB 34 PG 44-57
Instrument Date	Apr 9, 2021
Instrument	2021027212
Record Updated	May 13, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1057 BEAR CLAW LN, 1057, ORANGE PARK, FL 32065-0027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1835 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3765

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY FL
Recording Date	Apr 9, 2021
Property Address	1835 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3765
Document Number	0044411629
Book / Page	4441 / 1629
Map Reference	MB 34 PG 44-57
Instrument Date	Apr 9, 2021
Instrument	2021022217
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,642.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1057 BEAR CLAW LN, 1057, ORANGE PARK, FL 32065-0027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1835 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3765

Mortgage

Document Number	0044411631
Date	Apr 9, 2021
Instrument	4441/1631

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1835 SENTRY OAK CT, FLEMING ISLAND, FL 32003-3765
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042510442
Date	Nov 14, 2019
Book Page	4251/0442
Instrument	2019060893

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Oct 21, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,376.00 (+4.71%) Homeowner's exemption	$392,671 (+5.99%)	$459,000 (-1.14%) Land $80,000 Building $379,000
2024	$5,134.00 (-27.43%)
2023	$7,075.00 (+1.97%) Homeowner's exemption	$370,491 (-0.05%)	$464,278 (+17.25%) Land $80,000 Building $384,278
2022	$6,938.00 Homeowner's exemption	$370,663	$395,963 Land $60,000 Building $335,963

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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