1835 Saint Clair River Dr, Algonac, MI 48001 Property Records

St. Clair County property record for 1835 Saint Clair River Dr, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,385 sqft
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$139,900 (Apr 2022)
Tax Bill	$1,952 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`74-01-129-0095-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-129-0095-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,385 sqft Living Area
1st Floor Area	1,108 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	150 ft deep x 45.6 ft wide
Garage Area	704 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1835 SAINT CLAIR RIVER DR
City	ALGONAC
State	MI
Zip	48001-1349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 507 SUPERVISOR ROY T GILBERT'S PLAT NO. 4 ACCORDING TO THE PLAT RECORDED IN LIBER 49 OF PLATS PGS 1-2 ST CLAIR COUNTY REGISTER OF DEEDS
Legal Subdivision	SUPERVISORS ROY T GILBERTS PLAT 4
Legal Lot Number	507
Legal Unit	507
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	1
Census Block	1016
Census Tract	649000

Owner

Source: St. Clair County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1835 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1349
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2022 · Amount on Record
Deed Sale	Apr 6, 2022 · Amount on Record
Prior Sale	Sep 25, 2007 · Amount on Record
Deed Document Number	20229006
Deed Book / Page	5507 / 913
Prior Transfer Date	Apr 3, 2014
Prior Transfer Doc	004494/444
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 6, 2022
Property Address	1835 SAINT CLAIR RIVER DR, ALGONAC, MI 48001-1349
Document Number	0005507913
Book / Page	5507 / 913
Map Reference	LB 49 PG 1
Instrument Date	Mar 18, 2022
Instrument	2022009006
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1835 SAINT CLAIR RIVER DR, 1835, ALGONAC, MI 48001-1349

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13995 HENDRICKS AVE, WARREN, MI 48089-5404

Mortgage

Document Number	0005507293
Date	Apr 5, 2022
Book Page	5507/293
Instrument	2022008901

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,952.00 (-38.81%) Homeowner's exemption	$89,000 (+22.59%)
2024	$3,190.00 (+94.51%)		$178,000 (+22.59%)
2023		$72,600
2022	$1,640.00		$145,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	85 (1980–2021)
Claims Outside the SFHA	44 of 85
Most Recent Claim	Feb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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