1835 Charles Thomas Ln, Fenton, MO 63026 Property Records

St. Louis County property record for 1835 Charles Thomas Ln, Fenton, MO 63026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,112 sqft · built 2022
Lot Size	0.234 acres (10,171 sqft)
Owner	2 Individual Names on Record
Last Sale	$640,770 (Feb 2023)
Tax Bill	$8,094 (2025)
Deeds & Mortgages	Apr 2022 Construction Loan Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28P-43-0734`

Property Details

APN / Parcel Number

Primary APN	`28P-43-0734`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,112 sqft Living Area
Gross Area	2,762 sqft
1st Floor Area	2,112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	10,171 sqft (0.234 acres)
Lot Dimensions	98 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	162 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1835 CHARLES THOMAS LN
City	FENTON
State	MO
Zip	63026-2608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SUMMIT RIDGE ESTATES LOT 2
Legal Subdivision	SUMMIT RIDGE ESTATES
Legal Lot Number	2
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	3
Census Block	3004
Census Tract	221421

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1835 CHARLES THOMAS LN, FENTON, MO 63026-2608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Construction Mortgage MIDWEST BANK CENTRE
Feb 14, 2023	Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2023 · Amount on Record
Deed Sale	Feb 14, 2023 · Amount on Record
Deed Document Number	2023214237
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1835 CHARLES THOMAS LN, FENTON, MO 63026-2608
Transaction Type	Mortgage
Record Updated	Feb 14, 2024
Title Company	STAR TITLE SERVICES, STELLAR TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 270255, SAINT LOUIS, MO 63127-0255
Investor	Possibly a Property Investor

Mortgage

Document Number	2022041900148
Date	Apr 19, 2022
Instrument	2022041900148

Lender

Name	MIDWEST BANK CENTRE
Type	Bank
Address	SAINT LOUIS, MO 63125

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Feb 14, 2023
Property Address	1835 CHARLES THOMAS LN, FENTON, MO 63026-2608
Document Number	2023021400237
Map Reference	MB 368 PG 397
Instrument Date	Feb 13, 2023
Instrument	2023021400237
Transaction Type	Transfer
Record Updated	Feb 14, 2024
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 270255, SAINT LOUIS, MO 63127-0255

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1835 CHARLES THOMAS LN, FENTON, MO 63026-2608

Mortgage

Document Number	2023021400238
Date	Feb 14, 2023
Instrument	2023021400238

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,740 (-) Land $24,590 Building $87,150	$588,100 (-) Land $129,400 Building $458,700
2025	$8,094.00 (+11.53%)	$111,740 (+34.42%) Land $24,590 Building $87,150	$588,100 (+34.42%) Land $129,400 Building $458,700
2024	$7,257.00 (+17.98%)
2023	$6,151.00 (+1,562.43%)	$83,130 (+1,680.09%) Land $18,870 Building $64,260	$437,500 (+1,678.46%) Land $99,300 Building $338,200
2022	$370.00	$4,670 Land $4,670
2021			$24,600 Land $24,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1983)
Most Recent Claim	Apr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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