1835 Bearcat Ln, El Cajon, CA 92019 Property Records

San Diego County property record for 1835 Bearcat Ln, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,632 sqft · built 1985
Lot Size	0.306 acres (13,328 sqft)
Owner	Individual Name on Record
Last Sale	$652,000 (Jul 2019)
Tax Bill	$8,523 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`518-142-54-00`

Property Details

APN / Parcel Number

Primary APN	`518-142-54-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,632 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	13,328 sqft (0.306 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1835 BEARCAT LN
City	EL CAJON
State	CA
Zip	92019-4238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 939 UND INT IN LOTS 836&968&975&993&ALL OF TR 009433
Legal Subdivision	SAN DIEGO 3584-2
Legal Tract	009433
Legal Block	3
Legal Lot Number	836,9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	13604

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1835 BEARCAT LN, EL CAJON, CA 92019-4238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jul 3, 2019	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2019 · Amount on Record
Deed Sale	Jul 3, 2019 · Amount on Record
Prior Sale	Aug 25, 1993 · Amount on Record
Deed Document Number	2019265448
Prior Transfer Date	Jan 23, 2015
Prior Transfer Doc	0000036586
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1835 BEARCAT LN, EL CAJON, CA 92019-4238
Transaction Type	Mortgage
Record Updated	Jul 30, 2021
Title Company	EQUITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1835 BEARCAT LN, EL CAJON, CA 92019-4238

Mortgage

Document Number	0000520058
Date	Jul 21, 2021
Instrument	2021-0520058

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 3, 2019
Property Address	1835 BEARCAT LN, EL CAJON, CA 92019-4238
Document Number	0000265448
Map Reference	MAP 9433
Instrument Date	Jun 13, 2019
Instrument	2019-0265448
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1835 BEARCAT LN, EL CAJON, CA 92019-4238

Mortgage

Document Number	0000265449
Date	Jul 3, 2019
Instrument	2019-0265449

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$727,312 (+2%) Land $238,951 Building $488,361
2025	$8,523.00 (+2.12%) Homeowner's exemption	$713,052 (+4.04%) Land $234,266 Building $478,786
2023	$8,346.00 (+1.66%) Homeowner's exemption	$685,366 Land $225,170 Building $460,196
2022	$8,210.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

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