18345 Sugar Loaf Rd, Jackson, CA 95642 Property Records

Amador County property record for 18345 Sugar Loaf Rd, Jackson, CA 95642

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,930 sqft · built 2004
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,000 (Jun 2012)
Tax Bill	$3,364 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`038-240-001-000`

Property Details

APN / Parcel Number

Primary APN	`038-240-001-000`
Alternative APN	`3824000100`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,930 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Lot Area	435,600 sqft
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Well

Location & Zoning

Street Address	18345 SUGAR LOAF RD
City	JACKSON
State	CA
Zip	95642-9652
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	POR SEC8 T6N R12E
Legal Range	12E
Legal Township	06N
Legal Section	08
Jurisdiction	AMADOR CA
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3003
Census Tract	402

Owner

Source: Amador County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 18, JACKSON, CA 95642-0018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CREDIT UNION
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ZILLOW HOME LOANS LLC
Dec 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST EQUITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2012 · Amount on Record
Deed Sale	Jun 20, 2012 · Amount on Record
Prior Sale	Mar 29, 2002 · Amount on Record
Deed Document Number	20125338
Last Transfer Date	Aug 29, 2016
Transfer Doc	0000006946
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Recording Date	Aug 20, 2026
Property Address	18345 SUGAR LOAF RD, JACKSON, CA 95642-9652
Document Number	0000004924
Instrument Date	Aug 14, 2026
Instrument	20264924
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18345 SUGAR LOAF RD, JACKSON, CA 95642-9652

Mortgage

Document Number	0000004924,
Date	Aug 20, 2026
Instrument	20264924

Lender

Name	GOLDEN 1 CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	18345 SUGAR LOAF RD, JACKSON, CA 95642-9652
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 18, JACKSON, CA 95642-0018

Mortgage

Document Number	0000007087
Date	Jun 15, 2021
Instrument	2021-0007087

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company
Address	LEAWOOD, KS 66211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	18345 SUGAR LOAF RD, JACKSON, CA 95642-9652
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009657
Date	Dec 13, 2017
Instrument	2017-0009657

Lender

Name	MIDWEST EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	OAK BROOK, IL 60523

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,220 (+2%) Land $98,643 Building $234,577
2025	$3,364.00 (+3.89%) Homeowner's exemption	$326,687 (+4.04%) Land $96,709 Building $229,978
2024			$467,640
2023	$3,238.00 (+4.76%) Homeowner's exemption	$314,003 Land $92,954 Building $221,049
2022	$3,091.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 57% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AWA, TANNER serves 4,940 people · EPA ID CA0310003
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Volcano Vision Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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