Montgomery County property record for 18345 Dutchess Dr, Olney, MD 20832
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,324 sqft · built 1974 |
| Lot Size | 0.32 acres (13,916 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $540,000 (Jul 2021) |
| Tax Bill | $5,808 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Jul 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00765272 |
| Primary APN | 08-00765272 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,324 sqft Living Area |
| 1st Floor Area | 1,412 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 13,916 sqft (0.32 acres) |
| Garage Type | Carport |
| Garage Area | 200 sqft |
| Carport | Carport |
| Carport Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00765272 |
|---|---|
| Street Address | 18345 DUTCHESS DR |
| City | OLNEY |
| State | MD |
| Zip | 20832-1723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | OLNEY SQUARE |
| Legal Subdivision | OLNEY SQUARE |
| Legal Block | H |
| Legal Lot Number | 3 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 701312 |
18345 Dutchess Dr is owned and occupied by two individuals who bought it in July 2021.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 18345 DUTCHESS DR, OLNEY, MD 20832-1723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jul 22, 2021 | Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Feb 7, 2019 | Grant Deed, Transfer · Conventional with PMI JG WENTWORTH HM LNDG |
| Nov 12, 2016 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2021 · Amount on File |
| Deed Sale | Jul 22, 2021 · Amount on File |
| Prior Sale | Feb 7, 2019 · Amount on File |
| Deed Book / Page | 63564 / 42 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18345 DUTCHESS DR, OLNEY, MD 20832-1723 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | STEWART |
| Name | Verified Name |
|---|
| Document Number | 0595790444 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 59579/444 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jul 22, 2021 |
| Property Address | 18345 DUTCHESS DR, OLNEY, MD 20832-1723 |
| Document Number | 0635640042 |
| Book / Page | 63564 / 42 |
| Map Reference | MB 90 PL 9720 |
| Instrument Date | Jun 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Title Company | MULTIPLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 18345 DUTCHESS DR, OLNEY, MD 20832-1723 |
| Document Number | 6356448 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | 63564/48 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Feb 7, 2019 |
| Property Address | 18345 DUTCHESS DR, OLNEY, MD 20832-1723 |
| Document Number | 0571950060 |
| Book / Page | 057195 / 000060 |
| Instrument Date | Dec 19, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2019 |
| Title Company | ATG TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $459.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18345 DUTCHESS DR OLNEY MD 208321723, OLNEY, MD 20832-1723 |
| Document Number | 571950069 |
|---|---|
| Date | Feb 7, 2019 |
| Book Page | 057195/000069 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 6, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 18345 DUTCHESS DR, OLNEY, MD 20832-1723 |
| Document Number | 0535460023 |
| Book / Page | 053546 / 000023 |
| Instrument Date | Nov 12, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 18345 DUTCHESS DR OLNEY MD 208321723, OLNEY, MD 20832-1723 |
| Document Number | 0535460023 |
|---|---|
| Date | Jan 10, 2017 |
| Book Page | 053546/000023 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 9, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 18345 Dutchess Dr was $5,808.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $549,500 (+6.04%) | $612,100 (+18.12%) Land $287,000 Building $325,100 | |
| 2025 | $5,808.00 | $518,200 Land $273,300 Building $244,900 | $518,200 Land $273,300 Building $244,900 |
| 2023 | $466,133 | $518,200 Land $273,300 Building $244,900 | |
| 2022 | $4,572.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18345 Dutchess Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (2015–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18345 Dutchess Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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