Harris County property record for 18343 Arbor Terrace Dr, Spring, TX 77388
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,848 sqft · built 1981 |
| Lot Size | 0.231 acres (10,040 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $307,230 (May 2023) |
| Tax Bill | $7,436 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 113-099-000-0026 |
| Primary APN | 113-099-000-0026 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,848 sqft Living Area |
| Gross Area | 3,358 sqft |
| 1st Floor Area | 2,005 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 10,040 sqft (0.231 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | Deck Area |
| Patio Area | 231 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1130990000026 |
|---|---|
| Street Address | 18343 ARBOR TERRACE DR |
| City | SPRING |
| State | TX |
| Zip | 77388-5822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 26 BLK 35 CYPRESSWOOD SEC 9 |
| Legal Subdivision | CYPRESSWOOD SEC 9 |
| Legal Block | 35 |
| Legal Lot Number | 26 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | NORTHWEST HARRIS |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 553401 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18343 ARBOR TERRACE DR, SPRING, TX 77388-5822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 23, 2023 | Vendor's Lien, Transfer · Conventional Mortgage MK LENDING CORP |
| Nov 16, 2017 | Deed of Trust, Mortgage NETWORK FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2023 · Amount on Record |
| Deed Sale | May 23, 2023 · Amount on Record |
| Prior Sale | Nov 8, 2005 |
| Deed Document Number | 2023188793 |
| Prior Transfer Date | Aug 2, 2005 |
| Prior Transfer Doc | 000Y677439 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | May 23, 2023 |
| Property Address | 18343 ARBOR TERRACE DR, SPRING, TX 77388-5822 |
| Document Number | 0000188793 |
| Map Reference | VOL 270 PG 30 |
| Instrument Date | May 22, 2023 |
| Instrument | 2023-188793 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2023 |
| Title Company | CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3154 VIA POINCIANA APT 212, 212, LAKE WORTH, FL 33467-1477 |
| Name | Verified Name |
|---|---|
| Address | 18343 ARBOR TERRACE DR, SPRING, TX 77388-5822 |
| Document Number | 0000188794 |
|---|---|
| Date | May 23, 2023 |
| Instrument | 2023-188794 |
| Name | MK LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Type Change Date | Jun 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 5.25% |
| Max Rate At Change | 9.25% |
| Index | Other |
| Margin | 3 |
| Max Rate | 13.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 18343 ARBOR TERRACE DR, SPRING, TX 77388-5822 |
| Document Number | 0000514185 |
| Instrument Date | Nov 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2017 |
| Title Company | GREAT AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18343 ARBOR TERRACE DR SPRING TX 773885822, SPRING, TX 77388-5822 |
| Document Number | 0000514185 |
|---|---|
| Date | Nov 21, 2017 |
| Instrument | 514185 |
| Name | NETWORK FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | HOUSTON, TX 77042 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 20, 2047 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Klein Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $330,372 (-0.53%) Land $59,539 Building $270,833 | $330,372 (-0.53%) Land $59,539 Building $270,833 | |
| 2025 | $7,436.00 (+18.41%) | $332,133 (-6.13%) Land $59,539 Building $272,594 | $332,133 (-6.13%) Land $59,539 Building $272,594 |
| 2024 | $6,280.00 (+1,535.42%) | ||
| 2023 | $353,841 Land $59,539 Building $294,302 | $353,841 Land $59,539 Building $294,302 | |
| 2022 | $384.00 (-79.12%) | ||
| 2020 | $1,839.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 141 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 141 in force |
| Nearby Flood Claims | 70 (1981–2019) |
| Claims Outside the SFHA | 70 of 70 |
| Most Recent Claim | May 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KLEIN PUD serves 3,504 people · EPA ID TX1011143 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ezee Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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